Credit Risk Portfolio Monitoring Senior Associate / Associate Director Infrastructure City of London Permanent £NEG cer Financial are working alongside a financial services firm, who are based in the City of London. They are seeking a Credit Risk Portfolio / Infrastructure - Senior Associate / Associate Director to work with them on a permanent basis. The responsibilities will include: Continuously monitor the development of individual portfolio transactions and the relevant markets in general and inform management as well as client of any material developments Regular (at least annual) analysis of key risks including financial risk, operational risk, off-taker/supplier/ guarantor risk, country/regulatory risk and market risk Preparation of clear and concise credit papers (credit review, waivers/amendments) Review/update of cash flow models (incl. base case and downside/stress case scenarios) Prepare internal ratings Preparation of client off colour and watch-list reports discussing trends, remedies, progress, future loan amendments and provide advice regarding possible exit strategies Analyse, evaluate and comment on drawdown requests and transaction related financial, technical and legal reporting provided by borrowers and/or advisors Ensure timely covenant tracking with adequate recording in relevant system (CreditHub/ DocVault/Task Manager) Discuss/negotiate waiver requests, early repayments and restructurings (with senior assistance) with borrowers/agents and other external/internal parties e.g. lawyers Attend site visits and borrower meetings Discuss/negotiate necessary credit and collateral documentation Maintain electronic credit files for respective deals Ensure cash-flows and static data for all deals are correctly forecasted and represented in relevant systems Confident management of external stakeholders / credit partners Surveillance and Reporting Contribute to regular and ad hoc reporting requests Provide input to internal reports Provide guidance and oversight to colleagues in the Loan Management (middle office) team Liaise pro-actively and effectively with different client departments for the respective portfolio Contribute to regular asset and portfolio reporting Observe market for potential service opportunities Contributing to pro-active proposals for new business where applicable Provide services in relation clients portfolio as detailed under service level agreements Support dedicated unit in diligence/onboarding of new portfolios The successful candidate will have: Must have established previous working experience with a proven track record in a related credit / risk/asset management environment involving infrastructure and energy project finance Good understanding of both project and corporate finance with a solid background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors Solid analytical and technical skills and ability to understand complex loan documentation and financing structures and ability to convey technical (modelling) concepts to both technical practitioners and third parties. Ability to represent MS and its clients and articulate, negotiate and implement decisions, strategies and documentation Good understanding of the main drivers of ratings scorecards / the rating methodologies of the main Big Three (Moodys, S&P, Fitch) ratings agencies in particular High level of familiarity of Excel, Word, PowerPoint and other data processing and analysis tools