Senior Manager - Risk, Lending Products – Homes England
Interviews will take place: from Week Commencing 2nd of February 2026
Overview
Homes England has been entrusted with significant increased funding and responsibility and it’s an exciting and pivotal time in Homes England’s journey towards becoming the National Housing Bank. This team will be involved in reviewing the loans the National Housing Bank will make.
Working in a team with the Head of Risk for Lending Products, this post plays a critical role in ensuring the Lending Products Risk Team deliver high quality assurance, challenge and maintenance of standards across Homes England – and the National Housing Bank.
You will be joining our small but highly experienced team, who are committed to making positive change by identifying and mitigating risk to allow Homes England to provide funding to developers tackling England’s housing gap.
The team believes in delivering a first‑class customer service, pragmatically resolving risks and challenges collaboratively wherever possible, taking an innovative and creative approach to issues. The team values diversity in experience and perspective to foster good decision making and problem solving within their team – so we welcome applications from a variety of backgrounds.
This is a great chance to be part of the future of how the Risk Team provides support in a fast growing, national organisation with real social purpose that is looking to help deliver to more complex and impactful projects.
Working with key stakeholders you will ensure efficient, consistent and effective risk review and challenge to a variety of lending propositions from £500k to £50m to help Homes England deliver on the ambitious objectives Government has set it to help address the Housing Crisis.
Key responsibilities
* Review and challenge loans and lending propositions ranging from £500k to £50m.
* Deliver high quality assurance, challenge, and maintenance of standards across the Lending Products Risk Team.
* Provide stakeholder and project management support across multiple workstreams.
* Negotiate and persuade senior‑level stakeholders, shaping discussions around commercial and operational impact.
* Collaborate with colleagues across the organisation and country to build a comprehensive and inclusive decision‑making environment.
What you’ll need
* Experience in risk management and lending product assessment at a senior level.
* Strong stakeholder engagement and project management skills.
* Resilience and the ability to manage senior stakeholders, anticipating commercial and operational impact.
* Capacity to lead constructive and inclusive collaboration within multidisciplinary teams.
* A willingness to learn and deploy expertise across multiple contexts.
Who are we?
Homes England: The Housing and Regeneration Agency. We believe that affordable, quality homes in well‑designed places are key to improving people’s lives. We create thriving new places and transform urban areas, combining the power, expertise, land, capital and influence of the government to bring investment to communities and get more homes built.
What we offer
Competitive salary, 33 days annual leave, 50/50 hybrid working model, membership of the Homes and Communities Agency Pension Scheme, employee assistance programme, financial wellbeing support, discounts with leading high‑street names, and support for professional memberships.
Base pay range
Senior Manager – Risk, Lending Products.
Seniority level
Mid‑Senior level
Employment type
Full‑time
Job function
Finance and Strategy/Planning
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