Job Description
Asset Finance Credit Underwriter
Greater London
Excellent salary and package
We are recruiting for a leading Asset Finance House in their search for a Middle Ticket Credit Underwriter, where the deals will be £500,000 to £5 Million in size. We are particularly keen to speak with individuals who have already held an underwriting authority of at least £1 Million.
Primary Responsibilities for both roles will involve:
-Analyse credit data and financial statements to assess risk in extending credit
-Interpret and evaluate internal and external credit reference agency, broker, and market reports to determine risk levels.
-Conduct due diligence meetings with internal and external credit associations and business/customer representatives.
-Generate and evaluate financial ratios using internal credit tools to assess customers' financial status.
-Prepare risk reports with clear, concise, and rational recommendations for credit decisions.
-Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.
-Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.
-Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-mon...