* A hybrid role, based in Milton Keynes
* From £95,000 + Bonus + Executive Benefits including a car scheme
* 10+ years' senior leadership experience in credit and operations
Sector:
Captive Finance | Commercial Vehicles | Operational Leadership
Bullet Points:
* A hybrid role, based in Milton Keynes.
* From £95,000 + Bonus + Executive Benefits including a car scheme.
* 10+ years' senior leadership experience in credit and operations.
Overview
A market-leading captive finance organisation within the commercial vehicle sector is seeking a commercially astute
Credit & Operations Director
to join its executive leadership team. This is a pivotal role, responsible for shaping the credit and operational strategy of a high-performing finance business that supports a premium brand across the UK.
This is a rare opportunity to lead a multi-functional team, drive operational excellence, and influence strategic direction at board level.
Key Responsibilities
* Lead and evolve the credit and operations strategy across the UK business
* Manage risk, compliance, and profitability across credit, collections, and contract administration
* Drive operational excellence and continuous improvement across all functions
* Educate and coach stakeholders to elevate credit and operational understanding
* Ensure robust controls and regulatory alignment across credit and operations
* Collaborate with internal and external stakeholders to deliver scalable, future-fit capabilities
Candidate Profile
We are seeking a proven executive with:
* 10+ years' senior leadership experience in credit and operations
* Strong strategic thinking and stakeholder engagement skills
* Deep understanding of credit risk, collections, and operational controls
* Experience in financial services or automotive sectors preferred
* Familiarity with regulatory frameworks and compliance standards
* Inspirational leadership style with a track record of team development
Benefits Package
* Base salary from £95,000
* Annual bonus scheme
* Hybrid working model
* Executive car and loan car schemes
* Private healthcare and enhanced pension
* 25 days holiday + bank holidays
* Life assurance (4x salary)
* Enhanced parental leave and wellbeing support
Culture & Impact
* This organisation is values-led, commercially ambitious, and deeply committed to operational excellence. The Credit & Operations Director will play a central role in shaping the business's future, balancing governance with agility, and enabling sustainable growth.