ProFound Southampton, United Kingdom
Commercial Underwriter
Role Summary
A Commercial Underwriter assesses and manages risks for business insurance policies, working closely with brokers and clients to develop profitable portfolios. This role often focuses on mid-market property and casualty (P&C) underwriting.
Key Responsibilities
* Underwriting New and Existing Business: Evaluate and price commercial insurance risks, particularly in property, liability, motor trade, and fleet.
* Broker Relationship Management: Build and maintain strong partnerships with brokers to understand client needs and deliver tailored insurance solutions.
* Portfolio Development: Grow and manage a book of business, ensuring profitability and compliance.
* Decision-Making: Use data insights and mobile decision-support tools to make informed underwriting choices.
* Collaboration: Work within a regional underwriting team, supporting senior underwriters and managers to meet financial targets.
Skills & Experience Required
* Proven experience in commercial underwriting, ideally in property, liability, or motor fleet.
* Strong analytical and negotiation skills.
* Excellent interpersonal and communication abilities.
* Familiarity with FCA regulations and industry standards.
* Ability to work independently and manage a dynamic workload.
Qualifications
* Working towards or holding FIT / Cert / Dip CII qualifications is often encouraged.
* Continuous professional development is supported.
* Hybrid working model: typically 60% office-based or visiting clients.
* Flexible arrangements may be available.
* Competitive salary based on experience.
* Bonus opportunities.
* Career development programs and training support.
Seniority level
* Associate
Employment type
* Full-time
Job function
* Customer Service
Industries
* Insurance
Note: Referrals may increase chances of interviewing. This description reflects the role as posted and does not imply any changes to current employment status.
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