Senior Regulatory Reporting Manager – Impairment, Capital & Stress Testing
📍 Edinburgh (Hybrid – 3 days in office)
🏦 Major UK retail bank (part of a Tier-1 banking group)
Are you a senior credit risk professional who enjoys turning complex risk numbers into clear insight and real decisions?
Our client is hiring a Senior Regulatory Reporting Manager to play a key role in how a major UK retail bank forecasts, explains and manages its credit risk, impairments and capital position — working closely with Group Risk colleagues in a Tier-1 banking environment.
This is a senior, hands‑on risk role with real visibility, influence and scope to shape how things are done.
What you’ll be doing:
* Owning impairment and capital forecasting (IFRS9 & RWAs)
* Leading stress testing activity for internal planning and regulatory submissions
* Analysing portfolio performance and drivers — explaining why numbers move
* Challenging model outputs and assumptions (rather than building models day‑to‑day)
* Presenting clear, confident insights to senior risk and business stakeholders
* Leading improvement projects across impairment, capital and risk analytics
* Acting as a key interface between the retail bank and Group Risk teams
What we’re looking for:
You’ll likely come from a banking or consulting background, with experience across:
* Credit risk, impairment or capital management
* Stress testing and/or RWA calculations
* Working in highly regulated environments
* Translating complex analysis into practical, senior-level insight
You don’t need to tick every box, but experience with IFRS9, CRD IV, retail credit portfolios, and tools such as SQL, SAS or Python would be a strong plus.
Why this role stands out:
* Senior role with real influence, not just reporting
* Strong exposure to Group-level risk decision‑making
* Hybrid working with a stable Edinburgh base
* Excellent long‑term career progression within a major UK bank
* Competitive salary, bonus, pension and private healthcare
Contact me for further information on either scott.maxwell@changerecruitmentgroup.com or 07974065745. Alternatively apply online for a quick turnaround
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