Senior Credit Underwriter £50,000-£70,000 (DOE) Uncapped Bonus Car Allowance Excellent Benefits East Midlands | Hybrid (3-4 days on-site) Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, Oxfordshire Are you an experienced Credit Underwriter looking for your next big career move? This is your chance to step into a pivotal role with a fast-growing hybrid broker-lender - a business driving innovation in the asset finance and commercial loans space. We're looking for a dedicated and driven credit professional who's ready to play a key part in shaping credit policies, underwriting larger deals, and guiding the approval process. You'll work closely with the Head of Credit & Risk, adding real value to their commercial success and helping steer the business through its exciting growth phase. What You'll Be Doing Review and underwrite substantial finance deals within delegated authority Shape and enhance credit policies, deal structuring, and credit administration Collaborate across teams to reduce risk and safeguard the business Provide outstanding service while balancing commercial opportunity with risk management What You'll Bring At least 5 years' experience in credit underwriting - ideally within SME asset finance (hard/soft assets) or SME commercial loans (including short-term loans) Strong grasp of SME and corporate cashflows and robust analysis of financial statements A thorough understanding of the credit process, with deep knowledge of leasing Self-motivation, commercial acumen, and the ambition to help grow the credit function What's on Offer Competitive salary £50,000-£70,000 (depending on experience) Uncapped bonus potential Car allowance Excellent benefits package: pension scheme, life insurance, gym membership, private healthcare, LTIP Hybrid working: 3-4 days on-site in Northamptonshire Ongoing professional development with the chance to progress into senior and leadership roles. Ready to Apply? If you're ready to take on this exciting, high-impact role, we'd love to hear from you! Send us your CV today, quoting reference LX (phone number removed)