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Credit analyst

London
Permanent
Credit analyst
£40,000 - £50,000 a year
Posted: 5 February
Offer description

Are you a motivated Credit Analyst with a passion for property development finance? Our client, a specialist property lending platform based in London, is seeking a Credit Analyst to join their dynamic team. This is a fantastic opportunity to work in a fast-paced, collaborative environment with exposure to a diverse range of residential and mixed-use development projects. With a competitive salary up to £50,000, this role offers the perfect balance of hybrid working, allowing you to spend three days in the London office and two days from home. You'll be part of a collaborative team environment with clear opportunities for professional development and progression. Our client is a specialist property lending platform dedicated to providing flexible development finance solutions. They work closely with professional developers, offering a fast-paced, collaborative environment and exposure to a wide range of residential and mixed-use development projects. As a Credit Analyst, you will: Analyse and underwrite property development finance proposals Prepare detailed credit papers for internal credit committees Assess borrower experience, financial strength, and track record Review development appraisals, cash flows, GDV, and cost assumptions Conduct sensitivity analysis and stress testing on transactions Liaise with originators, valuers, solicitors, and other external advisers Support ongoing portfolio monitoring, including reviews and renewals Package and Benefits: The Credit Analyst position offers an attractive package, including: Annual salary of £40,000 - £50,000 Hybrid working: 3 days in the London office, 2 days from home Exposure to a diverse and interesting development finance portfolio A collaborative, entrepreneurial team environment Opportunities for professional development and progression About You The ideal Credit Analyst candidate will have: Previous experience in property development finance (lender, bank, challenger bank, or specialist finance provider) Ideally 2–3 years’ experience post-university Strong financial analysis and credit assessment skills Solid understanding of development appraisals and funding structures High attention to detail with strong written and verbal communication skills Ability to manage multiple transactions in a fast-paced environment Proficiency in Excel and financial modelling If you are interested in roles such as Financial Analyst, Property Finance Analyst, Development Finance Specialist, Credit Risk Analyst, or Lending Analyst, this Credit Analyst position could be a perfect fit for you. If you're ready to take the next step in your career as a Credit Analyst, with the opportunity to work in a vibrant and supportive environment, apply now to join our client's team in London. This role offers a fantastic chance to grow and develop your expertise in property credit analysis.

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