Financial Adviser – HNW Clients | Whole of Market | Culture-Led Firm
This independent, values-driven wealth management firm specialises in acquiring IFA practices from retiring advisers to ensure continuity and care for clients. With over £500 million in assets under management, the business has built a strong reputation for ethical advice, long-term client relationships, and a supportive internal culture. Rather than focusing on aggressive marketing, this firm grows organically through referrals and trust, offering a collaborative team environment where integrity comes first.
This is a rare opportunity for a Financial Adviser to take over a fully serviced book of 75–90 high-net-worth client households, many with portfolios exceeding £1M. The adviser will focus on building trust and delivering exceptional service, supported by a full paraplanning and administrative team.
Salary up to £70,000 + Bonus & hybrid working model
This role suits an experienced Independent Financial Adviser (IFA) who thrives in a culture-led, whole-of-market firm where client care is prioritised over sales targets.
Responsibilities
* Seamlessly take over and manage a ready-made client book acquired through retirement-led business succession
* Deliver holistic financial planning and advice to high-net-worth clients across pensions, investments, tax planning, and estate strategies
* Build trusted, long-term relationships with clients by focusing on ethical, goals-based financial planning
* Collaborate with paraplanners, administrators, compliance teams, and external professionals such as solicitors and accountants
* Contribute to the team culture by working closely within a pod of advisers and support staff
Key Highlights of the Opportunity
* Join a Whole of Market Wealth Management firm with access to unrestricted product choice
* Step into an existing book of 75–90 HNW client households—no cold calling or lead chasing
* Enjoy full back-office support, allowing more time for client-facing activity and strategic planning
* Deliver advice to clients with complex financial needs, typically with assets over £1M
* Work in a hybrid model, blending the flexibility of home working with the community of a team-led office
* Progress your career in an environment that values integrity, collaboration, and outcomes over sales metrics
* Earn bonuses up to £20,000 annually, in addition to a competitive base salary and transparent fee-split model
* Ideal for advisers looking to grow their own client book over time, supported by continuous firm-led acquisitions
Requirements
* Experience as a Financial Adviser or Financial Planner
* Experience working with HNW clients, managing complex financial scenarios
* Level 4 Diploma in Financial Planning (CII, LIBF or equivalent); Chartered status beneficial but not essential
* Strong interpersonal skills and a proven ability to build long-lasting client relationships
* A collaborative, team-oriented approach and respect for operational teams
* Familiarity with cashflow modelling software