Director of Exposure Management
ABOUT AINSURCO
AInsurCo helps insurers navigate change through actuarial & EM expertise and technology-enabled transformation. We sit between actuarial science and practical technology, which means our work doesnt stop at the recommendation. We help insurers, reinsurers, MGAs, Lloyds syndicates and brokers turn analysis into something that actually runs in their business. We value clear thinking over jargon, and delivery over slideware.
Were now building an Exposure Management practice, and were looking for someone to lead it.
THE ROLE
This is a chance to build a consulting practice from the ground up, not to manage an exposure book inside a single carrier.
The person were looking for is three things at once: a consulting partner who can win and run senior client relationships, a technical expert who genuinely understands catastrophe modelling and accumulation risk, and a practice builder who can hire well, set standards, and grow a team.
Youll advise clients on how they select risk, use capital efficiently, and meet regulatory expectations — and youll help them put better exposure management into practice, not just on paper. Its a market being reshaped by climate change, AI, alternative capital and new kinds of risk, and youll be shaping how clients respond.
WHAT YOULL DO
Lead and grow the practice
- Set the strategy for the Exposure Management practice and make it happen.
- Build and lead a team of catastrophe modellers, exposure managers, data scientists and consultants.
- Develop the services we offer across exposure management, catastrophe risk, accumulation management and portfolio optimisation.
- Set the methods and quality standards the team works to, and be the technical authority clients trust.
Advise clients
- Work with insurers, reinsurers, Lloyds syndicates, MGAs and brokers on exposure management frameworks, catastrophe modelling, accumulation management, risk appetite, portfolio steering, and emerging risk.
- Run client workshops and senior discussions and create a target operating model.
- Present findings clearly to Boards, Risk Committees and executive teams — and make sure recommendations are usable, not just defensible.
Lead the modelling and analytics work
- Oversee catastrophe model validation and model change reviews.
- Examine model assumptions, limitations and uncertainty, and explain what they mean in plain terms.
- Guide clients on model selection and blending.
- Support capital modelling and solvency work.
- Deliver portfolio analytics and optimisation studies.
Support regulatory needs
- Help Lloyds market participants with exposure management framework reviews, Realistic Disaster Scenarios (RDS), Minimum Standards compliance, and business planning submissions.
- Support regulatory reviews and remediation.
- Help clients respond to regulatory findings and internal audit recommendations.
Work on emerging risk
- Develop approaches to climate risk, secondary perils, cyber accumulation, AI infrastructure accumulation, systemic risk and supply chain accumulation.
- Bring AI and advanced analytics into exposure management in ways that are practical, not experimental for its own sake.
- Explore new data sources and risk intelligence.
Build the business
- Develop and keep strong senior client relationships.
- Spot new opportunities and connect clients to the wider AInsurCo offering.
- Lead proposals and pitches.
- Represent AInsurCo at market events and through articles, webinars and talks.
Run the practice well
- Own the practice P&L and utilisation.
- Oversee delivery, staffing and resourcing.
- Keep an eye on project profitability and quality.
- Support recruitment and help the team grow.
WHAT YOULL BRING
Essential
- 10+ years in exposure management, catastrophe modelling or risk analytics.
- Experience across some of: the Lloyds market, reinsurance, specialty insurance, and consulting.
- A track record of leading teams and client engagements.
- A strong grasp of catastrophe models, exposure management frameworks, accumulation management, portfolio steering, and how these interact with capital modelling.
- Confidence presenting to executive stakeholders.
Preferred
- Consulting experience, ideally building or scaling a practice.
- Work with Lloyds syndicates or global reinsurers.
- Exposure to international markets.
Technical knowledge
- Strong with the core tools: RMS / Moodys Risk Modeler, Verisk AIR, Touchstone, SQL, Python, GIS tools, and portfolio analytics platforms.
- Comfortable with exposure data management and cloud-based analytics environments.
- Familiar with Solvency II, Lloyds Minimum Standards, IFRS 17, capital modelling frameworks, and climate risk regulation.
WHAT GOOD LOOKS LIKE
In your first 12 months, wed expect you to:
- Grow exposure management revenues against agreed targets.
- Win new insurer, reinsurer and Lloyds clients.
- Build a recognised market presence through clear, credible thought leadership.
- Stand up a delivery capability that can scale.
- Launch practical offerings in AI-enabled exposure management and accumulation risk monitoring.
- Earn high client satisfaction and repeat work.
SERVICES THIS PRACTICE COULD OFFER
Exposure management transformation and target operating models
Exposure management framework reviews ·
Catastrophe model validation ·
Lloyds compliance and RDS support
·Accumulation risk management ·
Portfolio optimisation and steering ·
Climate risk analytics ·
Cyber and AI infrastructure accumulation modelling ·
Data quality and exposure governance ·
Capital model support ·
AInsurCo helps insurers navigate change through actuarial expertise and technology-enabled transformation. If thats the kind of work you want to lead, wed like to hear from you.