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Your role
Credit Systems Manager
Why you’ll want to work with us
At Danske Bank, we’re driven by a clear purpose: to help customers, colleagues, and society thrive. We believe that what we do genuinely makes a positive difference and that our culture and ways of working create a unique place to grow your career. This includes investing in our people’s personal growth and wellbeing to ensure everyone feels that they belong and are set up for success.
We are very proud of our external recognition, including being rated by Best Companies as a 3-star World Class Organisation to work for, a Top 10 Best Company to Work for in the UK and #1 in the UK Financial Services sector and #1 in Northern Ireland! We value diversity in its broadest sense and are committed to diversity and inclusion. Driving sustainability is a key strategic priority – we were proud to achieve the highest level in the Northern Ireland Environmental Benchmarking Survey by Business in the Community for the seventh consecutive year.
We are keen to give back to the communities we serve through numerous volunteering opportunities. If you share our values, you will find a home at Danske Bank.
Your benefits
We offer a competitive salary and a flexible benefits package centred on wellness, financial, psychological, physical and social wellbeing. Benefits can be tailored to your needs, including increased holidays, medical treatment, generous discounts and a salary sacrifice car benefit when eligible.
What would a typical day look like for you?
As a Credit Systems Manager you will play a key role in ensuring the efficiency, accuracy, and compliance of our credit decision systems. You will collaborate with teams across credit risk, IT, and business units to design, develop, and optimise system functionality in alignment with organisational goals, credit risk policies and appetite, and regulatory standards.
You will analyse credit operations, identify areas for improvement, and design tailored technical solutions to optimise workflows and improve outcomes. In this role you will also assist in creating and enhancing credit decisioning platforms to ensure efficient, accurate and compliant lending operations.
You will work closely with credit risk, IT and business teams to understand business needs and regulatory standards, translating them into robust system configurations and enhancements. Monitoring performance, troubleshooting issues and proactively implementing optimisations will be key to supporting high-quality credit workflows.
Providing technical expertise and training to end‑users and stakeholders will be an essential part of the role, helping to maximise understanding of credit system capabilities and best practices. You will analyse business requirements and translate them into technical solutions that align with credit risk policies and regulatory standards, while developing, implementing and overseeing credit decision systems and related processes to ensure lending operations remain efficient, compliant, and data‑driven.
Strong controls and audit trails are integral to the role, ensuring data quality and compliance with all legal, regulatory, and policy requirements. You will also adapt system logic and configurations to support new credit products and policy changes, ensuring a seamless integration into operations.
You will prepare clear documentation for system changes, processes and best practices, ensuring transparency and knowledge sharing across the organisation. You will stay updated on industry trends and regulatory changes to proactively recommend system enhancements and improvements.
Your skills
* Experience managing and implementing system changes, including requirements gathering, risk assessments, and post‑implementation reviews.
* Strong analytical mindset for troubleshooting system issues, optimising workflows, and identifying opportunities for process improvement.
* Ability to communicate technical concepts to non‑technical stakeholders, prepare clear documentation, and deliver training or workshops on system functionality and best practices.
* Experience with decisioning platforms such as Experian PowerCurve.
* Advanced skills in SQL, SAS, Python, or similar programming languages.
How we work
We believe we are “Better when Together” and want to balance the benefits of teaming up in person with flexible working where possible. For roles that offer a hybrid option we ask colleagues to attend their base location a minimum of 3 days a week to connect, collaborate and learn together. The other 2 days can be worked from home or another bank location. Some roles are customer facing and require face‑to‑face work.
We welcome applications from all suitably qualified candidates regardless of gender, ethnicity, background, nationality, generation, age, working style, religious background, sexual orientation, gender identity, gender expression, and cognitive diversity.
If you have a disability, long‑term health condition or additional need that requires accommodation or adjustments during any stage of the recruitment process, please advise us of this on your CV and a member of the team will be in touch to discuss.
Seniority level
* Not Applicable
Employment type
* Full‑time
Job function
* Information Technology
* Financial Services and IT Services and IT Consulting
Location
* London, England, United Kingdom
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