Serving our customers, communities, and planet a little better every day.
Salary – From £k + annual bonus and benefitsLocation – Glasgow, 6 month Secondment /FTC Office Attendance - Our roles are hybrid, however you should be able to travel to our Glasgow office, 2 days per week for this position. Closing Date – Applications close Friday th at 5pm A chance to thriveWe’re looking for an Credit Risk Analyst to join our Financial Difficulties team within Credit Risk at Tesco Bank, part of Barclays Bank Plc. You’ll be responsible for producing regular MI and conducting ad hoc analysis to monitor trends and identify changes. Your insights will help uncover risks and opportunities to enhance the Collections strategy, using data to deliver analytically driven solutions that support customers in financial difficulty. The role involves using SAS and SQL to interrogate data, develop code, and perform analysis across the financial difficulties function, ensuring that Collections strategies are effective and delivering effective outcomes. You’ll be reporting into the Collections Strategy & MI Specialist working alongside a team of Analysts and Senior Analysts within Financial Difficulties. What you’ll be doing
1. Provide analytical insights focused on understanding the performance of collections strategies. This may involve development of pre-existing code to support a specific data request.
2. Support the wider financial difficulties team with maintaining and enhancing the collections strategies to ensure good customer outcomes are being achieved.
3. Managing risk through monitoring portfolio performance and ensuring key controls are executed where necessary to mitigate value stream risks from materialising.
4. Prioritise own workload and ensure tasks are completed to the required standards of quality and timeliness; use performance management systems to improve personal performance.
We need you to have
5. Experience and proven ability using a programming language; SAS/SQL (Intermediate Level) and Excel (Intermediate).
6. Ability to work with data management platforms with guidance from senior colleagues. This includes being responsible for developing and operating our data platforms to deliver prescribed outcomes.
7. An analytical mindset to identify changes that may need to be made to ensure the organisation is in compliance with regulations. This includes gathering, monitoring and analysing risk data. Involves using established risk management models, systems and protocols and working under direction.
8. Strong communication skills to help manage internal stakeholders by carrying out standard activities and providing support to others.
And if you have any of these, even better
9. Experience in using Banking systems such as TSYS, Aperio, Nautilus.
10. Experience in a Collections and Recoveries environment, working with Credit Risk and operational functions.
We don’t expect you to tick every box, and if you feel you hit most of the brief, it’s worth exploring to further develop your career here with us. What’s in it for you
11. Prepare for your retirement with our colleague pension scheme.
12. Private Medical Insurance (WL2+) and virtual GP Service days a year.
13. Performance related annual bonus.
14. Indulge in a generous holiday allowance with a minimum of weeks, with the opportunity to buy more.
15. Embrace the benefits of our Colleague Clubcard (until March 6). Enjoy a % discount that increase to % every payday (worth up to 2K). As an added perk, we’ll give you a second card to share with someone else.
16. Benefit from our family-oriented initiatives, encompassing enhanced maternity leave pay, a shared parental leave policy, and a generous paid paternity leave.
17. A place to get on - take advantage of our ongoing learning opportunities and training, to help you achieve the job and career you want.
Everyone’s welcome We want all our colleagues to always feel welcome and be themselves at Tesco Bank, part of Barclays Bank UK Plc. We’re committed to building a more inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day. LI-LC1