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Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k, Telford
Client: Skillful
Location: Telford, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Views:
5
Posted:
31.05.2025
Expiry Date:
15.07.2025
Job Description:
Role: Credit Underwriter / Credit Risk Analyst
Location: Fully remote (UK only)
This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day, and doing it in a smarter, fairer way.
They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.
They’re now looking for someone to help them grow by joining as a Credit Underwriter / Credit Risk Analyst.
This is a hands-on position, perfect for someone who thrives on variety. You’ll be making real-time credit decisions while also using SQL and Python to support wider portfolio analysis. Whether you’re an experienced underwriter with a growing interest in analytics or already blending both worlds, this role offers you the chance to stretch yourself and make an impact.
To be successful, you’ll need experience underwriting unsecured personal loans or be an analyst comfortable assisting with underwriting. A good understanding of credit risk is essential. You should also be comfortable working independently, spotting risks, and making confident decisions that balance risk with growth.
Key responsibilities include:
* Reviewing and assessing consumer credit applications across a growing portfolio
* Engaging with customers and gathering additional information as needed
* Spotting risk and fraud, and making clear, well-reasoned credit decisions
* Supporting analytics projects using SQL and Python (bonus)
* Generating insights on performance and helping shape credit strategy
* Collaborating across teams to improve processes and customer outcomes
* Taking ownership of your work in a fast-paced, fully remote environment
Required experience includes:
* Underwriting in UK consumer lending, especially unsecured loans
* Working with credit risk strategies and understanding affordability models
* Using SQL or Python, or a willingness to learn and develop analytical skills
* Balancing commercial thinking with attention to detail
* Communicating clearly and making sound decisions under pressure
* Being part of a remote team that values trust, autonomy, and collaboration
If you meet these criteria, this could be an excellent next step for your career.
The company is ambitious, inclusive, and expanding across the UK. There are many opportunities to develop your skills in both underwriting and analytics.
We are happy to provide a full specification or discuss the role further over a brief call — just let us know your preference.
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