Robert Half is partnering with a well-established and growing specialist lender to recruit a Credit Analyst for an immediate requirement in Basingstoke.
This is a fantastic opportunity to join a highly collaborative financial services business that has built a strong reputation within the lending market through its entrepreneurial approach, customer focus and agile decision-making. Unlike larger institutions, the business offers genuine visibility, exposure to senior leadership and the opportunity to directly influence how credit risk and portfolio oversight evolve as the organisation continues to grow.
The company has continued to invest heavily in its governance, technology and risk infrastructure, making this an exciting time to join the business as it strengthens its first-line credit oversight capability. You'll be joining a team where ideas are encouraged, improvements are welcomed and your analysis will genuinely shape business decisions.
The Role
Working closely with the Head of Credit Governance, you will support the monitoring and analysis of the lending portfolio, helping ensure the business operates within its credit risk appetite while identifying emerging risks and opportunities.
Key responsibilities include:
1. Producing and enhancing portfolio monitoring and credit MI reporting
2. Analysing trends across arrears, defaults, roll rates and loss forecasting
3. Conducting segmentation analysis by sector, product and introducer
4. Supporting the development of early warning indicator frameworks
5. Contributing to credit policy reviews and portfolio risk recommendations
6. Building and developing Power BI dashboards for stakeholders
7. Monitoring customer covenant compliance and financial performance
8. Preparing detailed credit assessments and financial ratio analysis
9. Presenting insights to senior stakeholders and governance forums
About You
The successful candidate will ideally have experience within a credit analysis, portfolio analytics or risk-focused role within financial services.
You will have:
10. Experience working within a credit or analytical role in financial services
11. Strong analytical and problem-solving skills
12. Excellent attention to detail and confidence challenging data
13. Strong interpersonal and stakeholder management skills
14. Experience using Power BI and strong Excel capabilities
15. Ability to work effectively in a fast-paced environment
Desirable:
16. Exposure to banking or asset finance
17. Experience assessing customer creditworthiness and financial statements
18. Finance or accounting-related qualification
Why Apply?
19. Opportunity to join a growing specialist lender with ambitious plans
20. Broad exposure across credit risk, governance and portfolio management
21. High visibility role with direct access to senior leadership
22. Collaborative culture where your ideas and input are valued
23. Genuine opportunity to influence and improve processes
24. Strong long-term career development potential
25. Competitive salary up to £45,000 plus discretionary bonus