Do you have the credit experience to assess SME funding facilities and support lending decisions within invoice finance?
This role is responsible for underwriting invoice finance facilities for SME clients. You will analyse financial information, assess credit risk and structure facilities in line with lending policy.
The Company
A UK based specialist finance provider focused on funding solutions for SMEs. The business operates across multiple asset-based lending products and has a dedicated underwriting, risk and operations team.
Benefits
* Competitive basic salary, depending on experience
* 26 days annual leave rising to 28 with service
* Private medical insurance
* Life assurance
* Income protection
* Healthcare cashback plan
* Pension scheme
* Cycle to Work scheme
* Holiday exchange scheme
Key Responsibilities
1. Assess new invoice finance applications from SME clients
2. Review management accounts, statutory accounts and cash flow forecasts
3. Analyse debtor ledgers including concentration, ageing and dilution
4. Structure invoice finance facilities in line with credit policy
5. Prepare credit papers for internal approval processes
6. Liaise with sales, risk and operations teams during deal assessment
7. Support due diligence and client onboa...