Credit Risk Analyst
Location: London (Hybrid Working – 3 Days in Office)
Division: Risk Management
Are you an experienced credit risk professional looking to make your mark in a dynamic and fast-growing London-based bank? We are seeking a Credit Risk Analyst to join our expanding Risk Management team and take ownership of our Credit Risk 2nd Line of Defence (2LoD) Oversight function.
This newly created role offers a fantastic opportunity to work closely with senior stakeholders and help shape the bank’s credit risk framework. If you have a background in asset finance or trade finance and a passion for maintaining strong credit standards, we’d love to hear from you.
Review and assess credit applications from the front office (1LoD), analysing financial statements and risk factors.
Evaluate sector, environmental and business risks for proposed transactions.
Support and improve the bank’s risk profile through robust credit guidelines and policy alignment.
Ensure transactions meet credit sanction and documentation standards.
Partner with key stakeholders on new deal structures, policy exceptions, and risk control solutions.
Collaborate with other risk disciplines to ensure a holistic, enterprise-wide risk view.
Maintain an updated credit watchlist and support IFRS 9 provision reporting.
Prepare and present regular reports to the Credit Risk Committee (CRECO).
Draft minutes for Credit Committee meetings.
Ensure compliance with Consumer Duty regulations and maintain a customer-first approach.
5–8 years’ experience in credit risk, with exposure to trade finance
~ Strong credit underwriting and structured finance expertise.
~ Knowledge of key trade instruments and associated risks.
~ A self-starter with strong analytical skills, attention to detail, and business acumen.
~ Excellent communication and interpersonal skills to influence and align with business goals.
~ Legal documentation experience is a plus.
~ Proficiency in Excel and a strong understanding of MI and EOD reports.
~ Mortgage market experience is desirable but not essential.
Be part of a small, high-impact team reporting directly to the Chief Risk Officer.
Work in a collaborative, flexible environment where your voice is heard.
Contribute to the evolution of the bank’s credit risk governance in a role with visibility and influence.
Hybrid working model with three days in the office and flexibility for remote work.
This is a unique chance to step into a pivotal role at a boutique institution that values initiative, expertise, and a proactive approach to risk.