Summary
As a Paraplanner Apprentice, you’ll play an important role in supporting our Financial Advisers while learning the foundations of financial planning. You’ll gain real experience from day one, working closely with experienced professionals and studying towards your Level 4 Paraplanner or Financial Planner qualification.
Wage
£18,000 a year
Training course
Paraplanner and Financial Planner (level 4)
Hours
Monday - Friday, 08:30 - 17:30
40 hours a week
Start date
Tuesday 27 January 2026
Duration
1 year 3 months
Positions available
1
Work
Most of your apprenticeship is spent working. You’ll learn on the job by getting hands-on experience.
What you'll do at work
Duties and Responsibilities:
Your duties will include but not be limited to:
* Support the advice process, including client liaison and communication
* Produce standard and customised reports, including suitability reports, meeting notes, and review letters
* Conduct detailed analysis of portfolios and prepare product research in collaboration with advisers
* Attend client meetings, take notes, and follow up with actionable items
* Maintain high attention to detail, ensuring complex information is communicated in a clear and client-friendly manner
* Work to deadlines, coordinating with operations and advisory teams to manage peak periods
* Uphold regulatory compliance throughout the advice process
Where you'll work
F D Cummins Financial Planning Ltd, 14 High Street
Bristol
BS37 6AH
Training
Apprenticeships include time away from working for specialist training. You’ll study to gain professional knowledge and skills.
Training provider
METAGEDU APPRENTICESHIPS LTD
Training course
Paraplanner and Financial Planner (level 4)
What you'll learn
Course contents
* Use software packages and digital tools to deliver financial advice or paraplanning services in line with cyber and data security requirements, using data securely and safely.
* Provide services to clients in line with the business proposition, adhering to Consumer Duty and Treating Customers Fairly (TCF) principles.
* Prepare financial recommendations in accordance with risk, regulatory, and governance requirements.
* Comply with service and quality assurance standards for the business, for example complaints procedures and productivity.
* Communicate with clients and colleagues using methods appropriate for the intended audience, including verbal, written, digital, and virtual.
* Interpret and communicate financial and business information in a way that facilitates understanding for the intended audience, for example finance and non-finance stakeholders.
* Build and maintain collaborative, professional relationships with internal and external stakeholders to deliver advisory tasks and achieve successful customer outcomes.
* Plan and prioritise work to support positive outcomes for both the customer and the firm.
* Provide individual advice relevant to clients in line with regulatory requirements.
* Use feedback to reflect on own practice and identify opportunities for continuous professional development (CPD).
* Paraplanner – Analyse clients’ current circumstances and research appropriate solutions to meet their needs, objectives, and attitudes to risk.
* Paraplanner – Provide financial planning support to colleagues using appropriate market knowledge and available software and research tools.
* Paraplanner – Conduct technical product and fund analysis.
* Paraplanner – Create personalised client-facing financial planning reports that are tailored appropriately to the audience and in line with regulatory and firm standards.
* Paraplanner – Securely maintain client files with evidence of any research and analysis undertaken.
* Financial Planner – Conduct KYC activities to fact-find relevant information and establish clients’ financial needs and objectives, including identifying when and where clients may be experiencing vulnerabilities.
* Financial Planner – Establish overall risk profiles for clients through an understanding of the clients’ financial knowledge and experience, attitude to investment risk, capacity for loss, and understanding of their vulnerabilities.
* Financial Planner – Identify, prioritise, and address clients’ needs in line with regulatory requirements.
* Financial Planner – Deliver advice solutions that support clients in achieving their financial objectives.
* Financial Planner – Collaborate with customers to create new opportunities for business growth, for example through referrals and networking.
* Financial Planner – Establish clients’ views on responsible and sustainable investing and the impact this may have on available solutions and outcomes.
* Use software packages and digital tools to deliver financial advice or paraplanning services in line with cyber and data security requirements, using data securely and safely.
* Provide services to clients in line with the business proposition, adhering to Consumer Duty and Treating Customers Fairly (TCF) principles.
* Prepare financial recommendations in accordance with risk, regulatory, and governance requirements.
* Comply with service and quality assurance standards for the business, for example complaints procedures and productivity.
* Communicate with clients and colleagues using methods appropriate for the intended audience, including verbal, written, digital, and virtual.
* Interpret and communicate financial and business information in a way that facilitates understanding for the intended audience, for example finance and non-finance stakeholders.
* Build and maintain collaborative, professional relationships with internal and external stakeholders to deliver advisory tasks and achieve successful customer outcomes.
* Plan and prioritise work to support positive outcomes for both the customer and the firm.
* Provide individual advice relevant to clients in line with regulatory requirements.
* Use feedback to reflect on own practice and identify opportunities for continuous professional development (CPD).
Training schedule
The successful candidate will complete a level 4 Paraplanner and Financial Planner apprenticeship
Requirements
Essential qualifications
GCSE or equivalent in:
* Maths (grade 4-9)
* English (grade 4-9)
Share if you have other relevant qualifications and industry experience. The apprenticeship can be adjusted to reflect what you already know.
Skills
* IT skills
* Communication skills
* Attention to detail
* Organisation skills
* Customer care skills
* Problem solving skills
* Team working
* Administrative skills
Other requirements
Starting Salary: £18000 per year with additional bonuses. Benefits include: • 20 days holidays increasing by one day each year to a maximum of 28 days. • 3% gross employer contribution to the pension. • Support for exams and personal mentoring.