Job Description
Interpath is an international and fast-growing advisory business with deep expertise in a broad range of specialisms spanning deals, advisory and restructuring capabilities.
We deliver tangible results for global businesses, their investors, and stakeholders when complex problems arise, and critical decisions need to be made. Interpath is agile, independent, and conflict-free, and our passion for doing what's right, every time, sets us apart.
Our diverse teams provide specialist technical knowledge combined with deep sector experience across our service line specialisms. Since our foundation in 2021, Interpath has grown rapidly, and we now have a presence across the UK, Ireland, France, Germany, Austria, Spain, BVI, Cayman Islands, Bermuda, Barbados, and Hong Kong. By 2030 we aim to be one of the world's leading advisory firms with a truly global footprint.
Interpath is seeking a self-motivated and detail-oriented Assistant Manager for our growing Loan Portfolio Diligence team, with a focus on securitisation and structured finance transactions. This is a hands-on role with a dual focus: performing loan-level diligence, re-underwriting and data verification for private transactions, whilst having the ability to lead agreed-upon procedures (AUP) testing for public securitisations, including oversight of junior team members.
The role offers significant variety and exposure across a broad range of structured finance transactions. We perform diligence for private financing deals including asset-based lending and forward flow transactions, as well as portfolio sales, significant risk transfers, and full public securitisations. Our clients include banks, investment funds, asset managers, loan origination platforms, and fintech lenders and we work across all asset classes, such as residential and commercial mortgages, auto loans, consumer credit, SME lending, asset finance, and more.
Key Responsibilities:
* Perform detailed loan-level due diligence, re-underwriting, and data verification for portfolios involved in private securitisation transactions.
* Review and interpret credit files, servicing data and loan documentation to assess credit quality and adherence to underwriting standards.
* Assess and critique lending policies to evaluate alignment with portfolio characteristics and credit risk appetite.
* Lead AUP testing for public securitisations, overseeing junior resources and ensuring accuracy and consistency with offering documents and required data templates.
* Review investor reporting to assess accuracy and produce recommendations for improvements.
* Co-ordinate with internal teams and external stakeholders, including our clients, to ensure timely and high-quality delivery of work.
Requirements
This position is ideal for candidates with a background in structured finance, credit risk or loan underwriting, whether from professional services, banking or industry.
* Typically 2-4 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation.
* Alternatively, a background in underwriting or credit assessment, either in professional services or within a lending institution, is highly relevant.
* An understanding of securitisation structures, and familiarity with AUP engagements and public securitisation reporting requirements is beneficial.
* Proficiency in Excel is required; experience with data analytics tools or cash flow modelling experience is a plus.
* Self-motivated, with excellent communication skills.
* Detail-oriented with a proactive problem-solving approach.
* Ability to work both independently and collaboratively in a team setting.
* Commitment to professional development and continuous learning.
Benefits
At Interpath, our people lie at the heart of our business. That's why we provide employees with a competitive and comprehensive reward package including compelling salaries and a range of core and optional benefits. Read more about our benefits; Company Benefits - Interpath
Unsolicited Resumes from Third-Party Recruiters
Please note that Interpath do not accept unsolicited resumes from third-party recruiters. Any employment agency, person or entity that submits an unsolicited resume does so with the understanding that Interpath will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person or entity.