Job Description
Chief Credit Risk Officer
Fair for You- Changing Lives Through Better Lending
About Us
Fair for You is a pioneering Community Interest Company dedicated to providing ethical and affordable credit to those excluded from mainstream finance. Since 2015, we’ve helped 100,000 customers access essential household goods through £85m in loans, generating over £1bn in social value. Our vision is clear: to change lives through better lending by moving individuals from financial exclusion to resilience.
The Opportunity
We are seeking an exceptional Chief Credit Risk Officer (CCRO) to lead and innovate our credit risk function. This is a newly created strategic role reporting directly to the CEO, with a mission to ensure sustainable, responsible growth while maintaining the integrity of our loan book. You’ll oversee underwriting, collections, and credit risk analytics, driving efficiency and financial inclusion at scale.
1. Oversee the identification, assessment, and mitigation of credit risk while growing the customer base and maintaining profitability.
2. Develop, implement, and refine credit risk models, policies, and scorecards to optimise lending decisions.
3. Continuously monitor financial metrics and loan book performance indicators to identify ...