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Credit risk analyst - lending

Clayton le Moors
FRASERS GROUP FINANCIAL SERVICES
Credit risk analyst
€60,000 - €80,000 a year
Posted: 20 May
Offer description

At Frasers Group, we're rethinking retail. Through digital innovation and unique customer experiences, we're serving our consumers with the world's best sports, premium, and luxury brands globally. As a leader in the industry, we're elevating the retail experience by providing flexible and convenient payment options across our collection of established brands, including Studio, Sports Direct, FLANNELS, USC, Frasers, and GAME.

Frasers Group Financial Services represents the next chapter of our elevation. We foster a culture of fearless innovation, encouraging our people to operate outside their comfort zones to shape the future of retail. The potential for career growth is immense, and the experience gained is unrivaled.


Why join us?

Our purpose is to elevate the lives of many by providing access to the world's best brands and experiences.

We are committed to delivering a positive colleague experience, guided by our principles:

* Think without limits: Think fast, fearlessly, and bring the team along.
* Own it and back yourself: Take ownership of your role, responsibilities, and results.
* Be relevant: Stay relevant to our people, partners, and the planet.

We are seeking a Credit Risk Analyst to assess and analyze the performance of Credit Risk Lending strategies, identify opportunities for improvement, and contribute to the achievement of FS goals and objectives.


Key Responsibilities

1. Produce MI and insightful analysis on credit risk lending strategies, evaluating their performance against expectations.
2. Implement and adhere to governance, risk, and compliance standards to ensure optimal outcomes for customers and the business.
3. Develop and maintain relationships with internal and external stakeholders to deliver strategy performance insights.

As FGFS operates within a regulated environment, any offer is contingent upon satisfactory background checks, including criminal record, credit, and employment references.


Employee Benefits & Perks

Alongside a comprehensive benefits package, we offer various perks:

* Reward, Recognition, and Opportunities: Monthly recognition schemes like Frasers Champion and performance bonuses tied to our share price goals.
* Frasers Festival: An annual celebration featuring brand villages, guest speakers, entertainment, and fitness challenges.
* CEO Sessions: Quarterly sessions with our CEO and leadership team for employee engagement and Q&A.
* Retail Reconnect: Opportunities to spend time in stores or warehouses to understand frontline operations.


Employee Welfare

We prioritize wellbeing through programs like Frasers Fit, offering free gym classes and health apps, and support from the Retail Trust for mental wellness and financial advice.


Next Steps

Our Recruitment Team reviews applications and communicates with all candidates. Shortlisted applicants may undergo interviews focusing on cultural fit, followed by technical assessments, which could include presentations or tasks.

Candidate requirements include experience in consumer business, retail or financial services, proficiency in SQL or Python, stakeholder management skills, and understanding of compliance and governance standards such as FCA, TCF, and Data Protection. Exposure to Credit Risk strategy development is advantageous.

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