Lead Actuary
US Property MGA | High Growth | Data Led Underwriting Platform
We’re partnering with a fast scaling, tech enabled US Property MGA backed by a leading global insurance platform.
They write a very successful property book across homeowners, flood, wildfire, and earthquake, and are building a data first underwriting engine designed to outperform traditional market approaches.
This is not a traditional actuarial role.
This is about owning how pricing, portfolio strategy, and data translate into underwriting performance.
The Opportunity
You’ll sit at the centre of underwriting, pricing, and analytics, working directly with the CUO, underwriting leads, and data teams.
The focus is simple
use pricing, modelling, and data to drive profitable growth and portfolio performance.
What You’ll Own
• Lead pricing and actuarial strategy across a multi peril US property book
• Own rate adequacy, loss ratio performance, and portfolio optimisation
• Translate actuarial insight into underwriting and commercial decision making
• Partner with underwriting to shape risk appetite, pricing strategy, and growth plans
• Build and refine pricing models using internal data and external data sources
• Work closely with analytics and engineering teams to support API based underwriting
• Support capacity strategy including reinsurance structuring and portfolio optimisation
• Deliver clear insight into portfolio performance across new and renewal business
What This Role Is
• A commercial, data led role influencing how a high performing property book is priced and scaled
• A position that sits between actuarial, underwriting, and strategy
• An opportunity to move beyond pure pricing into full portfolio ownership
Candidate Profile
• Background in pricing actuarial, ideally within property or catastrophe exposed lines
• Strong understanding of US property risks including wildfire, flood, earthquake, and wind
• Experience with rate making, loss ratio management, and portfolio optimisation
• Ability to translate actuarial outputs into real underwriting and business decisions
• Comfortable operating in fast moving, ambiguous environments
• Strong communicator who can influence underwriting and senior leadership
Leadership and Team
• Works alongside a high calibre team of underwriters, actuaries, and data scientists
• Reports into senior underwriting leadership within a CUO structure
• Acts as a key voice in portfolio strategy and pricing decisions