Description We have an exciting opening and are recruiting for an Underwriter/Credit Analyst to join our expanding regional team in UK & Ireland. Team Members are based in both Dublin & Leicester'' & replace '' Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England & Manila, Philippines)'' with ''Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England, Dublin, Ireland & Manila, Philippines)''" Main Duties: Underwriting of businesses applying for Card Payments facilities Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring Performance of financial analysis based on financial statements and forecast Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions Assess and interpret Credit Bureau Reports Verification that ECOM websites fulfil card scheme’s requirements (card due diligence) In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals Communicate with sales channels and partners regarding new applications Proactively monitoring of the Merchant Portfolio Verification of adherence to compliance requirements and credit guidelines Periodic credit reviewing of the portfolio Participation in training of partners and merchants on risk management processes Calculation of reserves/collaterals based on credit exposure Work in close collaboration with wider Credit Team Members in other Global Payments locations