**Job Opportunity: Commercial Underwriter**
We are seeking a skilled professional to join our team as a Commercial Underwriter.
This role involves assessing and managing risk for businesses, evaluating applications, analysing financial data, and determining appropriate coverage and pricing to ensure profitability while maintaining strong client relationships.
**Key Responsibilities**
* Risk Assessment: Evaluate insurance applications, analyse financial data, assets, and liabilities to determine accurate risk exposure.
* Underwriting Decisions: Assess risk exposure and determine suitable coverage and premium pricing to ensure business sustainability.
* Portfolio Management: Monitor policy performance and adjust underwriting strategies as needed to maximise business potential.
* Client & Broker Engagement: Work closely with brokers and clients to provide expert advice and negotiate terms to meet business objectives.
* Market Analysis: Stay informed on industry trends, competitor offerings, and regulatory changes to inform underwriting decisions.
* Claims & Compliance: Collaborate with claims teams to assess risk exposure and ensure adherence to regulatory standards.
**Required Skills and Qualifications**
* Proven experience in commercial insurance underwriting.
* Strong knowledge of risk assessment, pricing models, and policy structures.
* Excellent analytical and decision-making skills.
* Ability to build and maintain relationships with brokers and clients.
* Proficiency in underwriting software and Microsoft Office.
**Benefits**
* Competitive salary and performance-based bonuses.
* Hybrid working options.
* Professional development and training opportunities.
* Pension scheme and private healthcare.