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Collections specialist

Uxbridge
JR United Kingdom
€40,000 - €60,000 a year
Posted: 23 May
Offer description

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Are you a skilled Collections Specialist looking to rise to a new challenge?

Pepper Advantage is one of the leading loan servicing companies in the UK, currently recruiting for Collections Specialists to join our dynamic and growing team in Uxbridge, London.

We seek candidates with outstanding customer service skills to manage mortgage servicing throughout the complete cycle, deliver workout solutions to customers facing payment difficulties, and coordinate the litigation process with appointed solicitors.

This is a hybrid role, requiring 3 days per week in the office after a 3-4 month period of office-based training.


Key responsibilities of a Collections Specialist include:

* Processing mortgage administration activities accurately and promptly
* Communicating regularly with customers experiencing payment difficulties
* Negotiating arrears workout options such as payment arrangements, capitalisation, loan workouts, and shortfall sales
* Monitoring workout strategies and taking further actions as per the Special Servicing Manual
* Analyzing problems, thinking creatively, and making effective decisions in a timely manner
* Applying recent experience in a Collections role
* Dealing with customers facing financial difficulties
* Having exposure to operational loans, preferably in a mortgage context
* Providing outstanding customer service
* Relating effectively to customers and communicating relevant information clearly
* Possessing experience within the Financial Services Industry
* Demonstrating strong English verbal and written communication skills
* Paying great attention to detail
* Understanding Consumer Duty and regulatory requirements and their impact on the business

Benefits include:

* Benchmarked salary of £33,000 per annum
* Hybrid working model after initial training
* Private medical insurance
* Salary Sacrifice Pension up to 8%
* 25 days holiday plus bank holidays
* Employee Assistance Program (EAP)
* Enhanced maternity and paternity leave
* Wellbeing and Volunteering days
* Eye care contribution
* Life Assurance


About Pepper Advantage

Established in 2013, Pepper Advantage UK is a successful and dynamic loan-servicing business across the UK, with offices in London and the North of England. We employ over 360 people and manage assets worth approximately US$25 billion, covering sectors like commercial and residential mortgages, including prime, near-prime, non-conforming, and SME loans.

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