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Lending officer

Oxford
FPSG
Posted: 24 April
Offer description

Lending Officer

Location: North-West (Hybrid – 2 days onsite)


We’re working with a growing specialist bank to hire a Lending Officer to join their Business Development team. This is a key role at the center of the SME lending journey, supporting deals from application through to decision, while working closely with brokers, underwriters, and internal teams.

If you enjoy working in a fast-paced lending environment, managing multiple cases, and being the person who keeps deals moving, this could be a strong next step.


The Role


You’ll act as a central point of contact between brokers, underwriters, and operations, ensuring lending applications are processed efficiently, accurately, and in line with credit policy.

Key responsibilities include:

* Managing lending cases from initial application through to underwriting submission
* Acting as the first point of contact for brokers, providing updates and handling queries
* Ensuring all documentation and information is complete and aligned with lending criteria
* Supporting underwriters by preparing and packaging deals effectively
* Maintaining accurate records across internal systems
* Carrying out due diligence, including KYC and financial crime checks
* Monitoring pipeline activity and helping ensure SLAs are met
* Collaborating with internal teams to improve processes and customer outcomes


What We’re Looking For


We’re keen to speak with candidates who understand the SME or commercial lending process and are comfortable working across both operational and customer-facing responsibilities.

You’ll likely have:

* Experience in SME, commercial, or business banking
* Exposure to lending processes, credit policies, or underwriting support
* Strong attention to detail and the ability to manage multiple cases simultaneously
* Experience working with brokers, customers, or introducers
* Good understanding of lending documentation and deal packaging
* Knowledge of commercial property or asset-based lending (desirable)
* A proactive, organised approach with a focus on delivering excellent service


Why Apply


* Join a growing and ambitious specialist bank
* Play a key role in the end-to-end lending process
* Work closely with experienced underwriters and relationship teams
* Opportunity to develop deeper credit and lending expertise
* Collaborative, customer-focused culture


Location


This role is based in the North-West with a hybrid working model (2 days per week in the office). Candidates should be within a reasonable commuting distance.


Reward


This is a unique opportunity to join a growing business is an exciting and developing industry. The company are market leading and recognised for their professionalism and expertise. The successful applicant will receive a competitive salary along with an attractive bonus scheme that is linked to individual performance.


Equal Opportunities


FPSG is committed to equal opportunities regardless of gender, race, disability, sexual orientation, religion or belief and age.

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