Credit Risk Analyst. Permanent role. Flexible Remote working. Full-time. Coventry. Up to £50,000 Your new company Salary: £45,000 – £50,000 Location: Remote (with one day per week in Coventry office)Contract: Permanent Hours: Full-time 37.5 hours per week About the Role Hays are supporting a growing business in Coventry that is seeking a skilled Credit Risk Analyst to join their team and play a key role in managing and improving the quality of their credit portfolio. This position is ideal for someone who thrives on data-driven decision-making and wants to make a tangible impact on business performance. Your new role Monitor and analyse credit risk across new business and existing portfolios. Develop and maintain credit scorecards and risk models to predict and control bad debt. Produce insightful dashboards and reports using tools like Power BI to support senior decision-making. Recommend policy and process improvements to optimise approval rates while managing risk. Collaborate with underwriting, collections, and finance teams to address high-risk accounts. Prepare regulatory and investor reports and present findings to senior stakeholders. What you'll need to succeed Strong analytical skills with experience in credit risk, portfolio monitoring, and scorecard development. Proficiency in data tools (Power BI, SQL, Python or similar) and statistical modelling techniques. Ability to interpret complex data and communicate insights clearly to stakeholders. Commercial awareness and confidence in making data-backed decisions. Experience in financial services or leasing is desirable. What you'll get in return Competitive salary (£45k–£50k) Flexible remote working (one day per week in Coventry) 37.5-hour working week Company car scheme Opportunities for professional development and growth 25 days annual leave bank holidays What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career. 4743576