Job Description
Credit Approval
1. Lead credit risk analysis for NAV‑based and asset‑backed lending transactions
2. Assess fund structures, leverage profiles, underlying asset pools and cash flow durability
3. Evaluate downside cases, stress scenarios and recovery outcomes
4. Formulate independent risk recommendations for credit committees and senior approvers
Structuring & Risk Mitigation
5. Review proposed transaction structures to ensure appropriate risk protections
6. Analyse advance rates, borrowing bases, eligibility criteria and concentration limits
7. Assess covenant packages, triggers, cash controls and amortisation features
8. Distinguish risk characteristics of NAV and asset‑backed lending versus subscription facilities
Documentation Oversight
9. Review term sheets and legal documentation from a credit risk perspective
10. Partner with legal and front‑office teams to ensure risk terms are accurately reflected
11. Identify and escalate structural or documentation issues prior to approval and closing
Portfolio Monitoring
12. Oversee ongoing risk performance of approved exposures
13. Review periodic reporting, valuations and covenant compliance
14. Monitor concentration, collateral quality and emerging risk trends
15. Recommend risk actions, amendments or escalations as required
Additional responsibilities
16. Prepare credit memoranda and committee materials for internal governance forums
17. Contribute to the development and refinement of underwriting standards and risk policies
18. Support internal audit, regulatory reviews and portfolio risk reporting
19. Collaborate with coverage, portfolio management, finance and operations teams