Job Description
Role Overview
As a Senior Analyst within the Financial Crime team, you will play a pivotal role in protecting the organisation from financial crime risks, including fraud, money laundering, bribery, and corruption. This role is designed for a high-performing individual ready to be a Financial Crime SME, lead initiatives, and mentor junior colleagues. You will work closely with stakeholders across Compliance, Risk, Legal, Change, and Operations, contributing to the development and execution of the financial crime framework, and driving continuous improvement in controls and analytics.
You’ll spend your time
Stakeholder Engagement
* Build and maintain strong relationships with internal stakeholders across Risk, Compliance, Operations, and Technology, acting as a trusted advisor on financial crime matters.
* Represent Financial Crime in cross-functional forums, working groups and change programmes, ensuring risk is appropriately considered and mitigated.
Business Change Representation
* Act as a Change Champion for Financial Crime, leading impact assessments on new business initiatives and ensuring controls are embedded effectively.
* Provide subject matter expertise on financial crime risks during project delivery and business transformation
Third Party Oversight
* Manage the relationship with external AML provider (SmartSearch), ensuring service performance, regulatory alignment, and continuous improvement.
* Review Vendor Risk Assessments in line with financial crime risk appetite ensuring appropriate oversight and controls for higher risk vendors.
Training & Culture
* Plan, deliver, and evaluate financial crime training across the business, promoting awareness and embedding a strong risk culture.
* Champion the organisation’s values — Smart, Heart, and Courage — in all interactions and decision-making.
Monitoring & Investigations
* Lead proactive reviews of monitoring reports from legacy and current platforms, identifying financial crime risks and recommending control enhancements.
* Conduct and oversee investigations into suspicious activity, ensuring thorough documentation, escalation, and resolution in line with regulatory expectations.
Governance & Documentation
* Review and sign off updates to process and procedural documentation following analyst input, ensuring accuracy and regulatory compliance.
* Support the wider team with responses to ad hoc queries, providing guidance and ensuring consistency in messaging and approach.
Horizon Scanning & Industry Insight
* Lead horizon scanning and competitor analysis, particularly around FCA AML fines and alerts, translating insights into strategic recommendations.
* Collaborate with the wider Risk & Compliance teams to maintain a positive risk culture and ensure alignment with regulatory developments.
Mentorship & Development
* Act as a mentor and escalation point for junior team members, including analysts and interns, providing guidance, feedback, and support in their development.
* Lead by example in demonstrating best practices, fostering a collaborative and high-performing team culture.
* Support onboarding and training of new team members, ensuring they are equipped with the knowledge and tools to succeed.
* Act as an initial escalation point within the team for junior team members.
Customer Outcomes
* Take ownership of tasks and decisions to ensure good outcomes for customers, balancing risk management with commercial awareness.
We’d really like you to have:
* A high level of understanding in financial crime and monitoring/assurance.
* A strong understanding of AML, fraud, sanctions, and anti-bribery frameworks.
* Experience leading investigations or thematic reviews.
* Excellent stakeholder management and communication skills.
* Ability to mentor and develop junior team members.
* Strong analytical skills
* Experience in effectively reviewing, identifying, and cascading, all relevant regulation and legislation that will impact Nucleus, promptly, and in a user-friendly way.
* Knowledge of relevant regulations (e.g., UK Money Laundering Regulations, FCA Handbook).
Organisational Values
* Demonstrate the organisation’s Smart, Heart, and Courage values in all aspects of work.
* Promote a positive risk and compliance culture across the business.
* Take responsibility in everything you do to deliver good outcomes for our customers.
A bit about you
* Collaborative, balanced, and pragmatic.
* Happiest when taking full ownership of the work you’re doing and confident in making decisions.
* Seeks opportunities to make a difference with innovative, pragmatic, and exciting solutions.
* Values building strong business relations across our business and within the second line.
A little about us
Our purpose at Nucleus is to help make retirement more rewarding, with a vision to build the best retirement-focused platform in the UK. It is this purpose that drives everything we do. Whether you are working in a role that is customer-facing or not, you’ll need to be service-obsessed to work here.
It’s a fast paced and exciting environment, and one where we believe you will get the chance to fulfil your potential and do work that really matters, to you and our customers. We believe in you having your own chunk of responsibility and being trusted to make things happen.
Nucleus’ culture is something our people believe sets us apart from other places they’ve worked. This short film gives you an insight into what it is like to work with us.