Senior Credit Risk Manager - Responsible Lending and Open Banking
Location: London, Bradford, Chatham, or Petersfield
Working Pattern: Hybrid, with 1 to 3 days in the office
Benefits: Bonus, holiday entitlement, pension, paid days to give back, enhanced maternity/paternity, LinkedIn Learning, Snoop Premium, Private Medical Insurance
Role Overview: Reporting to the Head of Credit Risk Strategies, you will lead the development of responsible lending strategies using open banking data, aiming to improve lending to underserved segments and optimize profitability.
Responsibilities include:
1. Leading and modeling innovative credit risk strategies across various teams.
2. Building and managing a team of high performers.
3. Driving initiatives to enhance lending decisions and customer engagement.
4. Influencing stakeholders and supporting business growth while managing risk.
5. Sharing expertise through coaching and mentoring.
Preferred Qualifications:
1. Experience in responsible lending strategies and open banking data.
2. Proven track record in developing scorecards and affordability assessments.
3. Knowledge of regulatory requirements and macroeconomic trends.
Interview Process: Initial phone screen, followed by MS Teams interview, and a final team interview. Background checks are required.
We support flexible working arrangements and encourage applications from all backgrounds.
Why Join Us? Vanquis Banking Group, established in 1880, is a FTSE-listed company committed to responsible lending and supporting our colleagues' development. We offer competitive salaries, benefits, and a supportive work environment.
Equal Opportunity: We value diversity and are committed to creating an inclusive environment for all employees.
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