Job Title: Proposition Analyst
Contract Type: Permanent
Hiring Manager: Ashley Muir
Recruitment Partner: Helen Stokes
Grade: B3
Location: Edinburgh, Plymouth or Alderley Park
Working style: Hybrid 50% home/office based
Closing date: 13th February 2026
We are seeking a Proposition Analyst to join the Equity Release Solutions Proposition team. This role will support in enhancing our product offerings and play a key part in supporting the delivery of good customer outcomes, aligned with the Equity Release Solution’s business strategic ambitions and enabling more customers to achieve their financial objectives through Equity Release.
As a Proposition Analyst, you will progress the end-to-end proposition, working across functions and third parties, and will deliver proposition innovations to improve the experience and outcomes for our customers and their advisers. This includes the creation of new, and changes to existing product propositions, supporting the delivery of the Royal London Equity Release Solutions strategy.
About the role
* Ensure that the proposition design clearly details the requirements and experience needed to successfully meet strategic goals while and customer and adviser needs.
* To collaborate with other key functions to ensure detailed design and implementation of proposition developments are in line with strategy.
* Understand behavioural/Market/ external changes and design solutions to meet the needs of all relevant customers and their advisers.
* Ensure the Proposition Development policy and guidance is followed effectively.
* Take an active role in influencing strategic plan and challenge the status quo where relevant and appropriate.
* Ensure the customer and adviser journeys are mapped accurately and in a way that helps spot areas for improvement.
* Support the strategy for engaging with third parties and ensure that full product and experience requirements are delivered as part of any agreed solutions.
* Maintain and support existing propositions/ products, including accuracy and suitability of technical parts of communications relevant to the proposition.
* Embrace agile ways of working to deliver change in the most effective way possible.
About you
* Understanding of the financial services industry and the legislative/regulatory framework and the ability to think creatively around big picture and detailed solutions.
* Ideally knowledge of the Equity Release market but we are open to all backgrounds
* A good understanding of customers, and their advisers, and how to build an efficient operation around their needs.
* Commercially astute with the ability to understand and be innovative in their approach to designing solutions and the ability to influence the design of our strategy.
* A motivated individual who can bring insight and creativity to business solutions.
* An excellent communicator who can create relationships with internal and external stakeholders and can clearly articulate our strategy, solutions and their benefits to all.
* Will support best practice and innovation and challenge the status quo.
* Ability to work independently without direct supervision.
* Adopts a collaborative and commercial approach and works well with others.
* Excellent attention to detail.
* Ability to understand and manage work within a budget.
About Royal London
We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services.
Our People Promise to our colleagues is that we will all work somewhere inclusive, responsible, enjoyable and fulfilling. This is underpinned by our Spirit of Royal London values; Empowered, Trustworthy, Collaborate, Achieve.
We've always been proud to reward employees by offering great workplace benefits such as 28 days annual leave in addition to bank holidays, an up to 14% employer matching pension scheme and private medical insurance. You can see all our benefits here - Our Benefits
Inclusion, diversity and belonging
We’re an Inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected – whatever their background.