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Mortgage & protection advisor

Exeter
HL Partnership Limited
Protection advisor
Posted: 13h ago
Offer description

Job Description

Self-Employed Mortgage Adviser

HL Partnership Mortgage & Protection Network

HL Partnership Mortgage & Protection Network is recruiting experienced, self-employed mortgage advisers on behalf of a fast growing Appointed Representative.

This opportunity is ideal for advisers who want to remain independent, access a strong national estate-agency lead source, and participate in the long-term growth of a modern brokerage.

Reliable, high-volume lead sources are normally exclusive to corporate PAYE models. This offers self-employed advisers a rare chance to enjoy the freedom of independence and ownership, while still benefiting from a proven, consistent lead flow.

The business is led by a founder with over 25 years’ experience in mortgage advice and estate-agency-aligned distribution, including having held board-level responsibility for one of the UK’s largest mortgage services operations.

The Role

* Provide compliant mortgage and protection advice
* Manage cases from enquiry to completion
* Maintain accurate CRM records in line with HL Partnership requirements
* Build relationships with estate agency introducers
* Operate in line with FCA, HL Partnership, and AR compliance standards

Requirements

* CeMAP (or equivalent) qualified
* Minimum two years’ mortgage advisory experience
* Eligible for FCA approval as a Registered Individual
* Strong compliance awareness
* Comfortable in a self-employed role

Remuneration

Self-Generated Business

* 75% broker and procuration fees
* 80% protection and GI commission

Introduced Business

* 55% across broker, procuration, protection, and GI

Monthly membership fee: £99 (first 6 months free)

Guarantee (Subject to Eligibility)

* £3,000 per month for the first 6 months
* Top-up if earnings fall below the guarantee
* Unearned guarantee recoverable from month 7

Equity Participation

* Equity participation available
* Initial and performance-based share awards
* Governed by a separate shareholder agreement

Why Join

* Self-employed, independent model
* National estate-agency lead source
* Transparent remuneration
* HL Partnership compliance support
* Long-term value through equity participation

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