Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.
We are looking for a talented and passionate Impairment modeller to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models across Starling. If you have experience in credit risk model development in either of these areas, and are eager to be part of the team that plays a vital role in credit risk management, we want to hear from you!
As a Senior Impairment Modelling Analyst, you will be responsible for:
1. Developing, executing and maintaining IFRS 9 models.
2. Working closely with stakeholders to ensure that model developments meet business requirements.
3. Producing detailed model documentation, including methodology, assumptions, and limitations.
4. Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
5. Collaborating with model validation teams to address any findings and ensure models are robust.
Requirements
6. Ideally a minimum 3-5 years’ experience in developing credit risk models.
7. Proficient in the use of analytical tools, specifically Python.
8. Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience).
9. Good knowledge of regulatory and risk management guidelines relating to credit risk, including IFRS 9.
10. Organised, flexible and adaptable, with the ability to switch between tasks seamlessly.
11. Strong problem-solving skills and attention to detail.
12. Excellent communication and teamwork abilities.
Benefits
13. 25 days holiday (plus take your public holiday allowance whenever works best for you)
14. An extra day’s holiday for your birthday
15. Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
16. 16 hours paid volunteering time a year
17. Salary sacrifice, company enhanced pension scheme
18. Life insurance at 4x your salary
19. Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
20. Generous family-friendly policies
21. Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
22. Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
About Us
You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.
We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.