Company Description
This role can be offered on a part time basis as part of a job share arrangement.
We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.
We’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.
Job Description
As a Senior Corporate Underwriter, you will work as a part of our high performing Corporate Lending team, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.
As a Senior Corporate Underwriter, we are looking for someone to:
1. Evaluate and analyse credit and portfolio risk for both new and existing Customers, proactively managing a pipeline of cases, ensuring that all activity is fully notated to deliver exceptional service levels
2. Ensure that new and existing loan applications are granted in line with the risk appetite of the Group
3. Present & recommend loan applications to Credit Committee and formally approve loans at funding in-line with your designated mandate authority
4. Build strong relationships with key stakeholders across internal sales colleagues, intermediary partners and corporate customer
5. Present an efficient and professional image of the Company in all communication with customers, intermediaries and third parties to ensure we provide excellent customer service
6. Provide ongoing feedback and coaching to colleagues to improve the overall quality of new lending submissions
7. Effectively use MI to monitor and analyse performance, identifying trends and taking corrective steps to improve future business submissions through constructive feedback
8. Continuously review operational processes across the department so that areas of improvement are identified to maximise efficiency
Qualifications
Essential
9. Commercial underwriting experience across both residential and commercial property types
10. Held a lending mandate of at least £1m+
11. Experienced at presenting to & influencing at Exec level
12. Experience of managing key internal and external relationships
Additional Information
Benefits working at Together
13. 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
14. Buy & sell holidays
15. Discretionary annual bonus
16. Matched pension contribution
17. Life assurance
18. Critical illness cover
19. Health cash plan
20. Private medical insurance
21. Free access to company holiday homes
22. Travel season ticket loans
23. Ride to work scheme
24. Free local gym access
25. Local bar / restaurant discounts
Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we’ll do all we can.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.