Lead Credit Risk Analyst
Salary: £60,000-£66,000
Location: Leicester | Hybrid working (typically 1-2 days per week in the office)
THE COMPANY
* A UK-based consumer lender with a growing analytics and credit risk capability.
* Known for investing in data, modern decision systems, and professional development.
* Operates with a collaborative culture and clear progression opportunities within analytics.
THE ROLE
This is a senior-level credit risk role sitting within an established analytics team, positioned between leadership and junior analysts. The role focuses on existing customer management (ECM) while offering exposure to wider portfolio and acquisition work.
Specifically, you can expect to be involved in:
* Developing and enhancing ECM strategy across the lending portfolio.
* Credit limit management, including policy design and customer limit changes.
* Supporting model implementation and the rollout of new behavioural scorecards.
* Portfolio analysis, MI production, and customer trend insight.
* Contributing to cross-team projects, with scope to move into acquisition-focused work over time.
YOUR SKILLS AND EXPERIENCE
* Strong background in consumer lending (e.g., credit cards, personal loans, mortgages).
* Proven experience in ECM or acquisition strategy, including limit or policy work.
* Solid analytical capability with SQL (or a comparable data querying language).
* Ability to communicate insights clearly to both technical and non-technical stakeholders.
* 5+ years' experience in a credit risk or analytics role, operating at a senior level.
THE BENEFITS
* Clear opportunities for progression within a growing analytics team.
* Exposure to wide-ranging, business-critical projects.
* Supportive environment with a strong focus on learning and development.
* Flexible hybrid working model.
THE PROCESS
* Initial 30-minute interview.
* Technical stage including a coding task, presentation, and competency-based discussion with the wider team.
* Final interview with senior stakeholders, including additional technical questions if required.
HOW TO APPLY
Please register your interest via the apply link on this page.
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