Underwriter – BTL / HPP
Purpose Underwrite Buy to Let & Home Purchase Plan applications, manage cases from application to offer, ensure credit policy compliance, control risk and meet deadlines.
Key Responsibilities
* Underwrite & offer within mandate & service standards
* Request/verify additional information
* Proactively resolve issues without adding risk
* Liaise with introducers & stakeholders
* Maintain accurate system records
* Manage pipeline & documentation
* Suggest risk-compliant process improvements
* Train colleagues & support teams
* Handle Credit Committee queries
* Monitor existing deals & report
* Assist post-completion when needed
Requirements
* ≥2 years underwriting residential/BTL/HPP (with mandate)
* Advantage: bridging/commercial experience
* Strong analytical, investigative & problem-solving skills
* Excellent communication & negotiation
* Solid FCA/PRA residential finance knowledge
* Degree level education
* Able to work independently & in small, fast-growth team