Your newpany
My client are a personal finance lender who work with a variety of customers who need flexible and affordable short-term finance.
Your new role
We are seeking a skilled professional with extensive hands-on experience in credit scores and scorecards. The ideal candidate will have expertise in developing, validating, and monitoring both custom and bureau-based scoring models.
Key responsibilities include:
1. Working with credit bureau data (, TransUnion, Experian) to develop credit strategies, enhance models, and segment risk.
2. Designing and implementing advanced statistical models to assess credit risk, optimize credit scoring, and improve underwriting strategies.
3. Developing and maintaining predictive models such as Probability of Default (PD) to forecast customer behaviour and support credit decisioning.
4. Performing exploratory data analysis and data cleaning to ensure high-quality inputs for model development.
5. Leading A/B testing and controlled experiments to evaluate the effectiveness of credit strategies and policies.
6. Translatingplex data insights into actionable rmendations for stakeholders through clear, concise presentations.
What you'll need to succeed
7. Degree in a relevant subject such as Data Science, Statistics, Economics, or a similar field
8. Experience in the Financial Services Industry
9. Experience working with large data sets
10. Proficiency in Python, R, SQL, or other programming languages
11. Proficiency in Excel
12. Ability tomunicate technical insights effectively to non-technical audiences
13. Detail-oriented and process-driven with a focus on continuous improvement
14. Experience working with credit bureau data (Preferred / not essential)
15. Experience using Salesforce and data visualisation tools (Preferred / not essential)
What you'll get in return
16. 25-days annual holiday (rising by 1 each year to 30) + Bank Holidays.
17. A great work-life balance with flexible working options.
18. Long-term progression in a growingpany.
19. Private Healthcare.