The Vacancy
Let us tell you more about the opportunity
We have a rare opportunity for a commercially‑minded leader to take on a newly created, strategically pivotal role that will directly shape the future of MotoNovo Finance.
As our Head of Acquisition, you’ll own the enterprise‑wide credit strategy that powers all our motor finance originations. In conjunction with influencing day‑to‑day lending decisions, you will also play a critical role in shaping the long‑term direction, growth, and sustainability of the entire portfolio.
If you want to lead transformation, build high‑performing teams, and balance commercial ambition with fair customer outcomes, this is the role for you.
What will your day look like?
As Head of Acquisition, you will oversee credit strategy, policy, underwriting and analytics across our motor finance originations. Your priorities will include:
1. Setting the vision for a best‑in‑class acquisition credit lifecycle
2. Shaping commercial and strategic decisions at Motor SLT, Executive and Board level
3. Driving responsible, profitable growth through intelligent, data‑driven decisioning
4. Strengthening our customer outcomes and risk culture, ensuring fairness is built into every decision
5. Lead transformation, including automation, digitisation, and enhanced decisioning capability
6. Whilst inspiring and influencing multidisciplinary teams
What do we expect from you?
7. Comprehensive background in credit risk; ideally within Motor or Asset finance
8. Proven background in leading credit acquisition, policy design, underwriting or credit analytics.
9. Commercially minded and strategic, with the ability to balance risk appetite and growth
10. Customer‑centric, ensuring fairness and affordability underpin decisions
11. Data‑driven, analytical and comfortable navigating complexity
12. Transformational, with experience modernising processes or digitalising decisioning
13. People‑focused, able to lead, inspire and develop high‑performing teams
14. Experience with risk‑based pricing, behavioural scorecards, or digital decisioning platforms is desirable
What can you expect from us?
15. Hybrid working policy – 3 days onsite, 2 days working from home
16. A friendly and flexible culture, the same as how we work with our customers
17. A growing organisation that means there’s lots of opportunities to progress
18. A drive for continuous improvement, which you will be empowered to get behind from day one
19. And of course, you will be rewarded competitively, with a great range of core benefits including; annual bonus, up to 10% employer contribution pension, private medical with BUPA and 30 days holiday
Please note: we have a thorough screening and referencing process, which includes criminal record checks
Closing Date: 19th February 2026- we we may close the advert sooner, so would encourage you to apply at your earliest convenience
Behaviour Framework
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how. In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how. In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.
Our Benefits
Not only does MotoNovo Finance offer a competitive remuneration package, we also offer one of the best benefits packages in Wales. Inclusive of our healthcare cover, pension schemes, and our employee assistance programmes, we have also installed a staff bar, game machines, and a pool table.
When you choose to build your career with MotoNovo Finance, we choose to invest in you.
20. Hybrid Working
21. Your Company Benefits Aviva Digital GP
22. Bus And Tram Benefit
23. Employee Assistance Programme
24. Eyecare Voucher & Display Screens/Desk
25. Set-Up
26. Flu Jab Vouchers
27. Group Income Protection
28. Life Assurance
29. Metrolink Annual Pass & Clipper Ticket
30. Microsoft Discounts
31. Private Medical Insurance Shopping Discounts
32. Toothfairy
33. Your Workplace Pension
34. Benefits You Can Choose
35. Critical Illness
36. Cycle To Work
37. Dental Insurance
38. Give As You Earn
39. Government Tax-Free Childcare Scheme
40. Octopus Electric Vehicles
41. Save Our Planet
42. Season Ticket Loan
43. Spouse Or Partner Life Assurance
44. Technology
45. Wearable Technology
46. Wellbeing App
47. Will Writing
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