Senior Relationship Manager – Structured Real Estate Location: UK, London Working Pattern: Hybrid Summary: We are seeking an experienced Senior Relationship Manager to join a specialist Structured Real Estate team within a growing bank. This is a client-facing role focused on originating, structuring, and managing UK real estate finance transactions. The successful candidate will play a key role in growing and managing the Structured Real Estate portfolio while ensuring full compliance with internal risk frameworks and regulatory requirements. The role offers the opportunity to work in a high-performance, collaborative environment with strong exposure to senior stakeholders and high-quality real estate clients. Key Responsibilities Source new UK real estate finance opportunities primarily through direct client relationships, with a focus on developing business from core clients and expanding existing relationships. Structure and negotiate transactions, prepare and submit credit applications, and support the due diligence and execution process through to completion. Conduct detailed financial analysis and modelling, including base case and downside scenarios, identifying key risks and appropriate mitigation strategies. Manage transactions post-completion through to redemption, including annual credit reviews, covenant monitoring, KYC updates, and maintaining accurate management information and documentation. Ensure all activities comply with internal policies, regulatory requirements, and the Bank’s risk appetite framework. Monitor late or non-payments, manage client communications, and support resolution of any issues or complaints. Build and maintain strong relationships with high-quality property market professionals including advisers, agents, valuers, and lawyers. Meet individual and team financial targets, including new origination, repeat business, income generation, and client retention. Provide technical real estate expertise and support to internal stakeholders where required. Contribute to a high-performance, collaborative team culture, demonstrating flexibility, professionalism, and a strong focus on delivering positive client outcomes. Requirements: 5 years’ experience in UK real estate and real estate finance (commercial and/or residential sectors). Strong client-facing experience, particularly with High Net Worth (HNW) clients. Proven track record of delivering against financial targets. Experience working collaboratively across teams and contributing to project-based initiatives. Strong knowledge of the UK real estate market. Ability to originate, assess and filter opportunities, and make well-reasoned recommendations. Strong financial analysis and basic modelling skills (Excel or equivalent). Solid understanding of underwriting, due diligence, structuring and risk mitigation. Excellent verbal and written communication skills. High attention to detail with a strong focus on accuracy and quality. Self-sufficient with a proactive, “can-do” attitude. Team-oriented, open and collaborative working style.