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Credit Risk Analyst - Lending, Clayton-le-Moors
Location: Clayton-le-Moors, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Reference: 89998c069f75
Job Views: 3
Posted: 17.05.2025
Expiry Date: 01.07.2025
Job Description:
We are seeking a Credit Risk Analyst to assess and analyze the performance of credit risk lending strategies, identify opportunities for improvement, and contribute to achieving financial services goals.
* Produce management information and insightful analysis on credit risk lending strategies, measuring their performance against expectations.
* Implement and adhere to governance, risk, and compliance standards to ensure strategies deliver optimal outcomes for customers and the business.
* Build and maintain relationships with internal and external stakeholders to provide strategy performance insights.
Qualifications:
* Experience in a consumer-based business, ideally in retail or financial services.
* Proficiency in SQL or other coding languages like Python.
* Strong relationship-building and collaborative skills.
* Ability to work effectively in a fast-paced environment.
* Customer-focused, analytical, pragmatic, and systematic approach.
* Data interpretation and communication skills.
* Self-motivated with the ability to work independently and in teams.
* High attention to detail.
* Excellent verbal and written communication skills.
* IT literacy.
* Experience in credit risk strategy development is advantageous.
* Knowledge of financial sector compliance and governance (e.g., FCA, TCF, Data Protection) is advantageous.
Additional Information:
Offers are subject to background checks including criminal record, credit, and employment references. We offer various employee benefits and perks, including recognition schemes, performance bonuses, company events, leadership sessions, store visits, and wellness programs.
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