Join the Revolution in Car Finance At Carmoola, we’re changing the way people get on the road – making it faster, fairer, and entirely built around the customer. We’ve started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control. Since launch, we’ve raised over £240m from top-tier investors (including QED), helped over 10,000 customers get behind the wheel – and we’re scaling fast. To take things to the next level, we’re looking for a sharp, systems-savvy and financially fluent Product Manager to lead the evolution of our Loans Squad – a key area driving post-loan activation excellence. Your Mission You’ll take the reins on owning and enhancing our Loan Management System and Collections Hub – from building out smarter, scalable automation for financial and operational processes, to streamlining compliance updates and reconciliation workflows. You’ll have a huge amount of autonomy and responsibility from day one, and the opportunity to shape how we deliver excellence after the loan goes live. This is a high-impact role for someone who combines a solid grounding in finance with strong product instincts and systems thinking. You’ll work cross-functionally with engineers, finance, ops, legal and compliance teams to solve problems that directly affect our operations and customer experience. What You’ll Be Doing Own and evolve our Loan Management System and Collections Hub. Design and deliver core product features that support the full lifecycle of an active loan. Build financial and operational automations. Work closely with Finance and Ops to automate manual processes and reduce friction, driving efficiency across teams. Collaborate on compliance and legal updates. Lead initiatives to ensure timely and accurate updates to statutory customer notices and regulatory communications. Develop and maintain reconciliation flows. Support the Finance team with tools and integrations that enable seamless, accurate reconciliation. Be the glue between tech and operations. Work hand-in-hand with engineers to scope, prioritise and deliver scalable systems. Use systems thinking to improve processes. Take a holistic view to optimise end-to-end flows and unlock long-term operational gains. Requirements What You’ll Bring Product finance experience. You’ve worked in a finance role (e.g. finance analyst, systems accountant, or similar) within a fintech or financial services company and transitioned into product management. System design skills. You have a strong grasp of reporting and operational functionalities of a finance data platform and enjoy solving complex operational and technical challenges. Technical fluency. You’ve worked closely with engineers and are comfortable discussing architecture, workflows, and APIs. Analytical mindset. You’re data-driven and use insights to inform product decisions and iterate. Collaborative style. You work well with cross-functional teams and can align diverse stakeholders. Autonomy and ownership. You’re proactive, self-directed, and thrive on taking full ownership of your domain. Mission-alignment. Genuine excitement for Carmoola’s mission and the chance to shape how people get on the road. Benefits Why Join Carmoola? Competitive salary range of £80–95k (depending on experience) Hybrid working: 3 days a week in our London office, in the heart of beautiful Primrose Hill A high-impact role with room to grow. You'll own a core area of our product and operations – with the opportunity to shape and expand the role over time by delivering real results and unlocking new growth opportunities. A culture of trust, kindness and ownership. We move fast, support each other, and enjoy the ride. If this sounds like your kind of challenge, let’s talk.