Overview
An exciting opportunity exists within our Agricultural Team. If you are passionate and ambitious about playing a key role in supporting our growth ambitions in this dynamic sector where the bank plays a significant role in supporting the farming industry, please read on. The team of Agricultural Directors provides finance and support to farmers across the UK, supporting food production and land management alongside the sector’s drive towards net zero and increased sustainability. As a Senior Director you will support that vision.
What you'll be doing
* Maintaining and being responsible for the Bank's Agricultural presence in the North West of England, maintaining a significant existing portfolio of business.
* Reviewing opportunities for business growth whenever possible and supporting and developing our position in the NW market.
* Aligning to the Bank's Risk Appetite and being accountable for risk and compliance with the aim of minimising the Bank's exposure to bad and doubtful debt.
* Developing a presence within the agricultural sector and building sector awareness of our offering and demonstrating thought leadership.
* Working with the wider agricultural team to promote best practice and support excellence in our offering to the market.
* Holding and maintaining knowledge of the current economic climate and both short and long term trends in the farming sector.
* Displaying strong organisational skills and effective project management ability, working collaboratively with the Sector Agricultural Leadership Team in generating and optimising income and return on equity.
* Contributing to the Bank-wide strategy for Sectors & the wider Business Bank.
* Be a strong team player with a high level of self-awareness and promote the Virgin Money brand and values in the market through enterprise and team behaviours.
Qualifications
* A passion for and good knowledge of supporting larger agricultural businesses and delivering outstanding customer service.
* Excellent qualitative and quantitative analytical skills (including Excel financial modelling) with the ability to understand and interpret financial statements and due diligence reports.
* Strong organisational, relationship and project management skills to deliver excellent levels of customer service, high standards of work and attention to detail.
* Capacity to cope with complex situations, tight deadlines and a flexible approach to challenges and problem solving.
* Good interpersonal, written and verbal communication skills.
* Experience of engaging with the local professional community.
* Be a strong team player.
* Understanding of risk and compliance requirements in line with the role.
* A relevant vocational financial services qualification (e.g., Chartered Banker, Chartered Accountant).
* Knowledge of systems and processes in a business banking/financial services environment.
* A knowledge of lending and securities policy and procedures.
* A background or qualification within the agricultural sector.
Benefits
* Generous holidays - 38.5 days annual leave (including bank holidays) with prorated allowance if part-time, plus the option to buy more.
* Up to five extra paid well-being days per year.
* 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
* Market-leading pension.
* Free private medical cover, income protection and life assurance.
* Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.
Additionally, Virgin Money is part of the Nationwide group. We are committed to an inclusive culture and support reasonable adjustments in our recruitment process. If you need any adjustments or support making your application, please contact our Talent Acquisition team at careers@virginmoney.com.
Legal and recruitment notes: If the role is part of the Senior Manager Regime and Certification Regime, enhanced pre-employment checks may apply, including regulatory references and periodic employment checks. If we receive a high volume of eligible applications, we may prioritise candidates whose skills and experience most closely align with the role, while ensuring fair consideration for all applicants. Right to work in the UK must be confirmed where applicable.
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