Our client is investing significantly in the future of its Pricing & Analytics capability, expanding its use of advanced modelling, optimisation techniques, and customer value analytics to support smarter commercial decision‑making. As a Senior/Principal Pricing Analyst you will play a key role in shaping pricing strategy across a portfolio of personal lines insurance products. This is an opportunity for an experienced pricing professional who combines deep technical expertise with commercial acumen and leadership capability. The successful candidate will be comfortable operating at both a strategic and hands‑on level, leading complex analytical projects, influencing senior stakeholders, and supporting the development of more junior team members.
Responsibilities
* Lead the design, development, and implementation of pricing and optimisation strategies across personal lines insurance products.
* Analyse customer behaviour, price elasticity, retention, and demand to identify opportunities for profitable growth.
* Develop and enhance predictive models using statistical and machine learning techniques.
* Support the development of customer lifetime value and retention frameworks to improve pricing decisions.
* Utilise pricing, competitor, and behavioural data to optimise customer outcomes and trading performance.
* Deliver clear recommendations and insights to senior stakeholders across Pricing, Commercial, Finance, and Data functions.
* Monitor model performance and identify opportunities for continuous improvement.
* Ensure pricing approaches remain aligned to regulatory requirements, fair value principles, and business objectives.
* Mentor and support junior analysts, helping to develop technical capability across the team.
* Contribute to the strategic direction of the Pricing function and support wider transformation initiatives.
Qualifications
* Significant experience within Personal Lines Insurance Pricing.
* A strong understanding of pricing strategy, optimisation, customer behaviour, and commercial performance drivers.
* Experience developing and deploying predictive models within a pricing environment.
* Strong knowledge of pricing methodologies, statistical techniques, and analytical best practice.
* Experience working with large and complex datasets to solve commercial challenges.
* The ability to communicate technical findings to both technical and non‑technical audiences.
* Experience mentoring, coaching, or managing analysts, with a genuine interest in developing others.
* Strong stakeholder management skills and experience influencing decision‑making at senior levels.
* A proactive and commercially focused mindset with the ability to balance technical excellence with business outcomes.
Technical Skills
* Python
* SQL
* SAS
* R
* Snowflake
* Databricks
* Power BI
* Tableau
* Machine Learning and Predictive Modelling Techniques
* GLMs, GBMs, Demand and Behavioural Modelling
Benefits
* Opportunity to influence pricing strategy at a senior level.
* Exposure to high‑profile, commercially impactful projects.
* Significant investment in analytics, technology, and pricing capabilities.
* A collaborative environment with strong opportunities for career progression.
* Hybrid working and competitive reward package.
Applicants must have the right to work in the UK. Visa sponsorship is not available for this role.
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