Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.
& replacewith
Main Duties:
1. Underwriting of businesses applying for Card Payments facilities
2. Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring
3. Performance of financial analysis based on financial statements and forecast
4. Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
5. Assess and interpret Credit Bureau Reports
6. Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
7. In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals
8. Communicate with sales channels and partners regarding new applications
9. Proactively monitoring of the Merchant Portfolio
10. Verification of adherence to compliance requirements and credit guidelines
11. Periodic credit reviewing of the portfolio
12. Participation in training of partners and merchants on risk management processes
13. Calculation of reserves/collaterals based on credit exposure
14. Work in close collaboration with wider Credit Team Members in other Global Payments locations