Senior credit risk analyst

Senior Credit Risk Analyst

London

£60,000 to £100,000

This is a high impact opportunity to shape credit strategy within a fast growing fintech environment. You will work with complex, real world datasets and have genuine ownership over lending decisions, contributing directly to the growth and evolution of a modern financial platform.

The Company

They are a scaling, venture backed fintech operating at the intersection of financial services and technology. The business partners with large organisations to deliver digital financial solutions to a broad user base, with a strong emphasis on accessibility and responsible lending. With continued investment and international expansion underway, they are building out their data and analytics capabilities to support growth. The environment is collaborative, fast paced, and focused on using data to drive better outcomes.

The Role

• Defining and optimising credit risk strategies across evolving lending products
• Using SQL driven analysis to extract insights from complex behavioural datasets
• Developing and refining affordability and risk policies
• Collaborating with cross functional teams to implement and scale strategies
• Monitoring performance and driving continuous improvement across the lending portfolio
• Contributing to the development of new products and credit capabilities

Your Skills and Experience

• Strong commercial experience in credit risk analytics or strategy within consumer lending
• Proven ability to translate data into actionable insights and strategy
• Advanced SQL skills, with Python as a desirable addition
• Experience within unsecured lending products such as personal loans or credit cards
• Ability to structure complex problems and communicate clearly with stakeholders
• FinTech experience is a plus

What They Offer

• Base salary up to £100,000, depending on experience
• Equity package with long term growth potential
• Hybrid working model with three days per week in the London office
• Comprehensive benefits including private healthcare and flexible benefits schemes
• Clear progression opportunities within a scaling data and risk function