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Motor finance complaints investigator

London
Financial Ombudsman Service
Complaints investigator
Posted: 12 August
Offer description

Join to apply for the Motor Finance Complaints Investigator role at Financial Ombudsman Service

Join to apply for the Motor Finance Complaints Investigator role at Financial Ombudsman Service

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We are currently recruiting for 26 x Contingent Investigators. This assignment will be home-based for the duration of the assignment - which is 12 months - and must be carried out from the UK - for the purposes of the assignment, the UK is defined as England, Scotland, Wales and Northern Ireland. It will pay a starting rate of £210 per day (Umbrella) - increasing to £260 after accreditation - to join our client, the Financial Ombudsman Service, the organisation that settles individual disputes between financial businesses and their customers.

As the assignment is performed from home, you will need to provide your own equipment, such as laptop etc and have a reliable internet connection and appropriate environment for carrying out the assignment.

The assignment will require you to investigate both sides of a dispute and then make a fair and reasonable decision on the outcome. You’ll begin your assignment by joining our internal training academy programme, conducted remotely, to ensure we are setting you up for success.

The ideal candidate for this assignment will -

* have experience of resolving complaints/disputes and being the decision maker.
* ideally you will have recent experience and prior knowledge of motor finance complaints or general lending in the Consumer Credit area (which will include Section 75, quality of goods and complaints centred on lending considerations)
* have excellent problem solving and decision-making skills, with outstanding attention to detail
* have a focus on quality, customer service and doing the right thing
* have great written and verbal communication skills
* have the ability to think critically, analysing large volumes of information and able to identify inconsistencies in that information to reach a fair and reasonable outcome
* be able to handle customer enquiries on the telephone, building rapport and remaining composed under pressure
* have experience managing conflicting deadlines with great time management skills

This role will specialise in Motor finance complaints - meaning we are seeking industry specialists in this area.

We are seeking candidates with experience in some of the below:

* Car/motor Finance
* Unaffordable/irresponsible/unsecured lending
* Payday/personal loans
* Credit cards
* Logbook loans
* Goods and services bought with credit
* Motor insurance
* Car Finance Commission
* Section 75

We do not consider PPI experience as relevant.

In return you will be rewarded with a generous day rate - with in-depth training and support. Your knowledge will grow quickly, and this is a genuine opportunity to work with an exceptional company.

The available start date is 13th October 2025 and the initial tenure for the assignment is 12 months. This full-time Contingent Investigator assignment is deemed to be inside IR35.

For this role, you will go through a multi-stage recruitment process before receiving an offer. This includes an online psychometrics testing, telephone interview with Reed, and a competency-based interview with the Service.

If you have the experience we have detailed in this advertisement, please apply with an updated version of your CV. We are looking for product details within your CV, so be sure to include the complaint types you’ve managed.

* Location - fully remote (must be working in the UK)
* Duration - 12 months temporary assignment
* Equipment - must use your own equipment

Please note, if you have worked for a motor finance provider within the last 6 months, unfortunately we are unable to progress an application due to conflict of interests. We are looking forward to reviewing your application.

We are looking forward to reviewing your application.


Seniority level

* Seniority level

Mid-Senior level


Employment type

* Employment type

Contract


Job function

* Job function

Finance

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