An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development. The Opportunity: Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income Provide high-quality, holistic financial planning advice to high-net-worth individuals Work closely with internal departments who generate ongoing client referrals Join a firm committed to client outcomes, compliance, and ongoing adviser support Key Responsibilities: Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning Build and maintain long-term client relationships through regular reviews and tailored solutions Develop new business opportunities through networking, referrals, and cross-department collaboration Ensure all advice and documentation complies with regulatory requirements What You’ll Need: Level 4 Diploma in Financial Planning (DipPFS or equivalent) SPS (Statement of Professional Standing) Proven experience advising high-net-worth clients across a range of financial planning areas Strong technical knowledge and up-to-date regulatory understanding A client-first mindset and excellent interpersonal skills Additional qualifications such as Chartered Financial Planner or CFP are highly desirable Benefits Include: Salary up to £55,000 (DOE) plus performance-based bonuses Client book provided 25 days holiday plus bank holidays Support with professional fees and exams Employee wellbeing and assistance programmes Discounts with local businesses and other employee perks This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.