Job Description
Join our team as a Senior Compliance Officer, providing expert advice on FCA, PRA, and global regulations. You'll monitor regulatory changes, update internal policies and training, review financial promotions and product plans, and oversee third-party risk. This role is key to maintaining strong governance and supporting strategic initiatives across the business.
Responsibilities
* Obtain and assess the impact of proposed regulatory changes published by the relevant regulators to ensure regulatory and legislative requirements are identified, communicated and addressed as appropriate.
* Update FCE's law change and regulatory change tracking tools on an ongoing basis and present to the monthly Regulatory Compliance Committees (both Financial Conduct RCC and Prudential Matters RCC).
* Develop and maintain Policy Letters and Procedures to ensure effective and efficient compliance on a pan-European basis with applicable regulations on Banking, Consumer Credit, Deposit Taking and Insurance mediation.
* Assist in the identification of Risks to which the business is exposed, and help maintain and update the various Risk Registers for the bank.
* Provide compliance supervisory reports on areas of compliance oversight as required by the business and Compliance Monitoring Programme both on an annual or ad-hoc basis.
* Review and approve Products Plans within the business including review and approval of all Financial Promotions.
* Participate in cross-functional teams with respect to FCE Bank plc's strategic initiatives and business projects in order to assess and advise with respect to regulatory compliance issues.
* Manage, coordinate and submit various regulatory applications including Outsourcing Notifications, Waivers and CRR Permissions as and when required by the business.
* Manage, coordinate and submit key compliance and operational risk regulatory and supervisory returns to the FCA, other Regulators and Trade Bodies
* Maintain, develop & enhance the framework for Senior Managers Regime, Certification Regime & Conduct Rules – positively supporting & enabling key personnel decisions & moves on a timely basis
* Provide compliance oversight and second line of defence check and challenge of SM&CR applications.
* Manage the relationship with the FSCS including maintenance and management of the Single Customer View (SCV) files for Ford Money.
* Assist with the development and maintenance of a robust and cost-effective compliance training framework for the bank
* Undertake additional compliance, ML and risk related activities as required from time-to-time.
Qualifications
The minimum requirements we seek:
* 5+ years' experience in a regulated compliance function, consultancy, or regulatory body (e.g. FCA, FOS)
* Strong working knowledge of FCA/PRA rulebooks, Consumer Credit Act, and regulatory frameworks
* Proven ability to manage multiple complex tasks with precision and attention to detail
* Excellent written and verbal communication skills, with experience producing high-quality reports
* Strong analytical skills and ability to interpret large volumes of data into actionable insights
* High level of integrity, diplomacy, and customer-centric thinking
Our preferred requirements:
* Degree educated and/or working towards a recognised financial services qualification (e.g. ICA)
Additional Information:
The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability
This position is based in Dunton, and it is expected the successful candidate will be able to attend the Dunton office for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.
As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.
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