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Credit Manager – Property Development Finance, Warrington, Cheshire
Job Details:
* Client:
* Location: Warrington, Cheshire
* Job Category: Other
* EU work permit required: Yes
* Job Views: 1
* Posted: 22.08.2025
* Expiry Date: 06.10.2025
Job Description:
Credit Manager – Property Development Finance
The Company:
An established, highly successful and rapidly growing FinTech. A commercial lender with nationwide coverage, financing Property Investors, Developers, and SMEs to help them grow. Recognized as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for 2 years in a row.
Role Purpose:
As a Credit Manager, you will maintain the credit quality of new loans using the Company’s Credit Models and Policies, ensuring lenders do not take undue risk. Extensive development finance knowledge and experience are required.
Responsibilities:
* Adhere to sanction limits per the Company’s sanctioning matrix.
* Assist in developing and recommending loan policies and controls.
* Ensure compliance of Credit reports with policies.
* Report exceptions and suggest mitigants.
* Identify risks and recommend improvements.
* Stay informed on rates, activities, and regulatory issues.
* Maintain risk controls daily.
* Conduct pre-application discussions with Relationship Directors.
* Participate in Deal Forum and Borrower Review Forum.
* Respond to pricing requests within SLAs.
* Review Sighting Papers and Credit Reports for approval or alternative terms.
* Respond to lender questions via website Q&A.
* Coordinate loan progress to drawdown.
* Verify all loan agreements for compliance before release.
* Ensure conditions are met prior to drawdown.
* Participate in departmental meetings to promote credit knowledge.
* Monitor post-deal development loans.
* Provide redemption figures and loan statements.
* Attend client meetings as appropriate.
* Support and train new staff.
Skills & Knowledge:
* Extensive property development funding credit experience.
* Decisive with new deals.
* Commercial awareness.
* Strong decision-making and communication skills.
* Attention to detail and organizational skills.
* Proficiency in Microsoft Word and Excel.
* GCSE level education or equivalent.
* Experience in FCA-regulated environment and financial documents.
Future & Rewards:
* Join a growing, stable business with a supportive team.
* Career growth opportunities.
* Competitive salary, bonus, pension, healthcare, and other benefits.
* Flexible working hours and work-life balance.
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