Key responsibilities:
* UK Banking client is expanding its Payments Solution Architecture team. We are looking for senior level architects with deep experience in payments execution processing.
* These hires will support the modernisation of our payments estate and the migration of legacy platforms to the Payments Hub (PagoNxt).
* The individuals must have strong payments scheme knowledge, deep understanding of ISO 20022, and proven experience designing solutions for core payment processing.
* Banking Payments Services industry experience
Key Skills/Knowledge:
Mandatory requirements: Candidates must meet all of the following:
* Payments domain expertise
* Strong experience across payments execution processes such as orchestration, order management, clearing, settlement, reconciliations, exception handling and returns.
* Practical scheme knowledge in at least several of the following: Bacs, Faster Payments, CHAPS, SWIFT, SEPA, cheques.
* Ability to discuss scheme rules, settlement cycles, messaging flows, operational constraints and compliance obligations in detail. ISO 20022
* Deep understanding of ISO 20022 including message structure, mandatory and optional elements, data modelling, mapping, validation and cross scheme differences.
* Experience designing or reviewing solutions that implement ISO 20022 end to end.
* Architecture and solution design
* Significant experience as a Solution Architect in complex financial services environments.
* Ability to produce clear functional architecture, design logical components and define interactions between systems.
* Experience balancing business outcomes with long term technical strategy.
* Experience governing technical designs produced by engineering teams.
Soft skills and behaviours
* Strong communication and stakeholder engagement abilities.
* Practical, delivery focused mindset.
* Able to operate independently in a fast moving environment.
* Evidence of thought leadership, ownership and initiative.
Desirable (not mandatory): These are beneficial but should not exclude otherwise strong candidates:
* Knowledge of BIAN, TOGAF, ArchiMate or C4.
* Experience with Avolution Abacus or similar architecture tools.
* Familiarity with microservices, API integration patterns and cloud concepts such as AWS.
* Exposure to global banking environments or large scale payment transformations.