Mortgage Advisor
Corsham
Full Time – Permanent
Salary is dependent on experience
We are currently recruiting for a Mortgage Advisor to join our client based in Corsham.
Mortgage Sales
Advise clients on the mortgage process by finding them the best deal.
Actively take new leads by answering the phone and contacting Future Prospect’s
Conduct a thorough first call and fact find with clients
Ensure all technical jargon and choice explained to line in line with FCA regulation
Research the Market Place for the best product for your client in accordance with their needs
Give best advice on the most appropriate deal for the client
Perform a recommendation (second) call with the client within 2-4 hours of first call
Request documentation from the client in line with process
Perform a full check that the documents are correct and abide by ML, FCA and Company process’
Write, complete, and send suitability letter to client within 24 hours of an application being submitted
Actively chase all clients through to application
Submit Mortgage Applications in a timely fashion
In-House Referrals
Actively introduce the services of the company in line with process
Spot opportunity and introduce the services of the company as and when required
Third Party Referrals
Actively introduce third party services of Solicitors, Wills, Trust and Financial Advice.
Compliance & Other
Send clients all regulatory disclosures and paperwork as required, in line with company procedures
Follow company policies and procedures and keep abreast of any changes that are communicated to you from the Compliance department via email.
Lead to recommendation conversions to be minimum 80%
Lead to application conversions to be minimum 50%
Aim to answer the phone within 3 rings
Minimum Qualifications and Skills List
Qualifications
Full CeMap level 3
CAS within 12 months of start date
Communication Skills
Communicate clearly and concisely, orally and in writing with clients, colleagues, and business contacts
Technical Skills
Good working knowledge of IT systems relevant to job role
Excellent product / industry knowledge
Adhere to company standards and procedures at all times including compliance regulations
Sufficient depth of technical knowledge to operate efficiently with a low level of supervision
A full understanding of the Mortgage & Protection Markets
Personal Responsibility and Drive
Prioritises effectively
Deadlines are met, and work is regularly error free
Make confident, effective decisions within scope of job role
Portrays a professional image at all times
Working with Others
Actively participates and co-operates with others
Builds effective relationships and contributes to team spirit
Negotiates effectively with colleagues and outside agencies
Excellent interpersonal skills
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